No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| ANTHEM INSURANCE COMPANIES EIN 35-0781558 NONE | Claims processing Service code 12 | — | $143K |
| HEALTHSCOPE BENEFITS, INC. EIN 71-0847266 NONE | Contract Administrator Service code 13 | — | $92K |
| LM HENDERSON & COMPANY EIN 20-5520612 NONE | Accounting (including auditing) Service code 10 | — | $30K |
| GENESIS BENEFIT SOLUTIONS EIN 20-4039292 NONE | Consulting (general) Service code 16 | — | $27K |
| OGLETREE, DEAKINS, NASH, SMOAK EIN 35-1859469 NONE | Legal Service code 29 | — | $19K |
| AXIA ADVISORY CORPORATION EIN 35-1859469 NONE | Investment management fees paid directly by plan Service code 51 | — | $14K |
| DUNN & WALLBAUM, PLLC NONE | Legal Service code 29 | 105 DAVENTRY LN, STE 200 LOUISVILLE, KY 40223 | $7K |
| CHARLES SCHWAB & CO NONE | Investment management Service code 28 | 2423 E. LINCOLN DRIVE PHOENIX, AZ 85016 | $6K |
| OSBORN, CARRIERO & ASSOCIATES NONE | Actuarial Service code 11 | 124 W. CAPITOL AVE 1690 LITTLE ROCK, AR 72201 | $5K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 285 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 81 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 366 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | HCC LIFE INSURANCE COMPANY | 646 | $332K |
| Life insurance | THE UNION LABOR LIFE INSURANCE COMPANY | 342 | $28K |
| Stop-loss / reinsurancereinsurance | HCC LIFE INSURANCE COMPANY | 646 | $304K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 646 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.