| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BENEFIT INSURANCE MARKETING, INC.3 Filed as: BENEFIT INSURANCE MARKETING INC. | 1151 RED MILE ROAD LEXINGTON, KY 40504 | ANTHEM HEALTH PLANS OF KENTUCKY, INC. | $94K | $16K | $110K | 2.63% |
| BENEFIT INSURANCE MARKETING, INC.3 Filed as: BENEFIT INSURANCE MARKETING INC. | 1151 RED MILE ROAD LEXINGTON, KY 405043571 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $7K | $3K | $10K | 5.00% |
| BENEFIT ADVISORS SERVICES3 | 1120 SANCTUARY PARKWAY SUITE 375 ALPHARETTA, GA 30009 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $1K | — | $1K | 0.57% |
| BENEFIT INSURANCE MARKETING, INC.3 Filed as: BENEFIT INSURANCE MARKETING INC. | 1151 RED MILE ROAD LEXINGTON, KY 40504 | DELTA DENTAL OF KENTUCKY | $5K | — | $5K | 2.47% |
| BENEFIT INSURANCE MARKETING, INC.3 Filed as: BENEFIT INSURANCE MARKETING INC. | 1151 RED MILE ROAD LEXINGTON, KY 40504 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $3K | $947 | $4K | 6.54% |
| BENEFIT ADVISORS SERVICES3 | 1120 SANCTUARY PARKWAY SUITE 375 ALPHARETTA, GA 30009 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $1K | — | $1K | 2.00% |
| BENEFIT INSURANCE MARKETING, INC.3 Filed as: BENEFIT INSURANCE MARKETING INC. | 1151 RED MILE ROAD LEXINGTON, KY 40504 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $6K | $994 | $7K | 10.83% |
| BENEFIT ADVISORS SERVICES3 | 1120 SANCTUARY PARKWAY SUITE 375 ALPHARETTA, GA 30009 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $3K | — | $3K | 4.59% |
| DANNY KYLE PRATER3 | P.O. BOX 281 TOLLESBORO, KY 41189 | AFLAC | $1K | $67 | $1K | 3.43% |
| SARAH BARDELL3 Filed as: SARAH K BARDELL | 2132 LIGHTHOUSE LANE LEXINGTON, KY 40059 | AFLAC | $741 | $109 | $850 | 2.29% |
| DEBORAH MCGREGOR ADDESSI3 | 1488 LEESTOWN ROAD LEXINGTON, KY 40511 | AFLAC | $386 | $22 | $408 | 1.10% |
| KENNETH J. MERCADO3 Filed as: KENNETH J MERCADO | P.O. BOX 37 BETSY LAYNE, KY 41605 | AFLAC | $280 | $26 | $306 | 0.82% |
| DAVID A EMERSON3 | 11551 NUCKOLS ROAD SUITE P GLEN ALLEN, VA 23059 | AFLAC | $234 | — | $234 | 0.63% |
| MICHAEL D BLEVINS3 | 413 DUNTREE ROAD MT STERLING, KY 40353 | AFLAC | $130 | $62 | $192 | 0.52% |
| DALE I DAVIS3 | 1856 TRAVELLER ROAD LEXINGTON, KY 40504 | AFLAC | $156 | $6 | $162 | 0.44% |
| RUEANN M EMERSON3 | 11551 NUCKOLS ROAD SUITE P GLEN ALLEN, VA 23059 | AFLAC | $161 | — | $161 | 0.43% |
| KERRY KIMBROUGH3 | P.O. BOX 23582 LEXINGTON, KY 40523 | AFLAC | $161 | — | $161 | 0.43% |
| DALE I DAVIS3 | 360 EAST SHORT STREET NUMBER 416 LEXINGTON, KY 40507 | AFLAC | $84 | $42 | $126 | 0.34% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: JACK W BROWN | 1145 ANDOVER FOREST DRIVE LEXINGTON, KY 40509 | AFLAC | $117 | — | $117 | 0.32% |
| DONALD B COOK JR3 | 1508 NORTH 4TH AVENUE LANETT, AL 36863 | AFLAC | $78 | — | $78 | 0.21% |
| RUEANN EMERSON3 | 11551 NUCKOLS ROAD SUITE P GLEN ALLEN, VA 23059 | AFLAC | $53 | — | $53 | 0.14% |
| LESLIE K KIMBROUGH3 | P.O. BOX 273488 BOCA RATON, FL 33427 | AFLAC | $51 | — | $51 | 0.14% |
| R AARON WRIGHT3 | 9200 SHELBYVILLE ROAD SUITE 605 LOUISVILLE, KY 40222 | AFLAC | $49 | — | $49 | 0.13% |
| RUSSELL P LASNER3 | 1001 TIMMONY CIRCLE ACCOKEEK, MD 20607 | AFLAC | $45 | — | $45 | 0.12% |
| PAULA GAIL NEAL3 Filed as: PAULA C CUTTER | 945 STAR SHOOT PARKWAY LEXINGTON, KY 40509 | AFLAC | $44 | — | $44 | 0.12% |
| CHARLES HUGH MACKAY3 | 3203 ODYSSEY LAKE CIRCLE SOUTH BRUNSWICK, GA 31525 | AFLAC | $38 | — | $38 | 0.10% |
| MICHAEL FATHERREE3 Filed as: MICHAEL FATHERTREE | 171 COUNTY ROAD 1559 ALBA, TX 75410 | AFLAC | $37 | — | $37 | 0.10% |
| LINDA J KUJAWA3 | 2414 NORTH STREET GRANVILLE, OH 43023 | AFLAC | $26 | — | $26 | 0.07% |
| CHRISTOPHER TROUTMAN3 Filed as: CHRISTOPHER JAMES TROUTMAN | 124 MALLARD DRIVE RICHMOND, KY 40475 | AFLAC | $23 | — | $23 | 0.06% |
| DAVID A EMERSON3 | 4820 LAKE BROOK DRIVE SUITE 125 GLEN ALLEN, VA 23060 | AFLAC | $22 | — | $22 | 0.06% |
| CLIFFORD FRANKLIN BROOKS3 | 9200 SHELBYVILLE ROAD SUITE 605 LOUISVILLE, KY 40222 | AFLAC | $21 | — | $21 | 0.06% |
| BRADLEY L ELLIS3 Filed as: BRADLEY I ELLIS | 1500 BEVILLE ROAD SUITE 606 DAYTONA BEACH, FL 32114 | AFLAC | $19 | — | $19 | 0.05% |
| JOSHUA C BURTON3 | 4550 MARSHALL RUN CIRCLE APARTMENT 308 GLEN ALLEN, VA 23059 | AFLAC | $18 | — | $18 | 0.05% |
| REBEKAH SMALLWOOD3 | 561 BUCKFIELD ROAD PIKEVILLE, KY 41501 | AFLAC | $15 | — | $15 | 0.04% |
| RONALD JAMES STEIN3 | 14966 ROBINS ROAD JOHNSTOWN, OH 43031 | AFLAC | $14 | — | $14 | 0.04% |
| POWELL ENTERPRISES LLC3 | 107 SOUTHERN BOULEVARD SUITE 103A SAVANNAH, GA 31405 | AFLAC | $14 | — | $14 | 0.04% |
| KRISTIANNA J FLY3 | P.O. BOX 206 NORTH MIDDLETON, KY 40357 | AFLAC | $13 | — | $13 | 0.04% |
| BROCK POWELL3 | 107 SOUTHERN BOULEVARD SUITE 103A SAVANNAH, GA 31405 | AFLAC | $12 | — | $12 | 0.03% |
| EMMETT K LEE3 | 9 SCHUBERT COURT IRVINE, CA 92617 | AFLAC | $11 | — | $11 | 0.03% |
| BROCK POWELL3 | 125 PLANTATION CENTRE DRIVE SUITE 900 MACON, GA 31210 | AFLAC | $10 | — | $10 | 0.03% |
| JEANNETTE E FATHERREE3 | 171 COUNTY ROAD 1559 ALBA, TX 75410 | AFLAC | $7 | — | $7 | 0.02% |
| REGINA K SANTANGELO3 Filed as: REGINA GWEN CALDWELL | 2046 SINKING CREEK ROAD LONDON, KY 40741 | AFLAC | $6 | — | $6 | 0.02% |
| JAMES A BURRESS3 | 6418 FAYBOROUGH COURT DUBLIN, OH 43016 | AFLAC | $5 | — | $5 | 0.01% |
| SHANNON CARPENTER3 | 135 EDGEWOOD ROAD MIDDLESBORO, KY 40965 | AFLAC | $5 | — | $5 | 0.01% |
| PAUL MAJEWSKI3 Filed as: PAUL M MAJEWSKI | 4488 JACKSON ROAD SUITE 1 ANN ARBOR, MI 48103 | AFLAC | $5 | — | $5 | 0.01% |
| POWELL ENTERPRISES LLC3 | 125 PLANTATION CENTRE DRIVE SOUTH SUITE 900 MACON, GA 31210 | AFLAC | $3 | — | $3 | 0.01% |
| STEPHEN A GRACIN3 | 625 EAST BIG BEAVER ROAD SUITE 103 TROY, MI 48083 | AFLAC | $2 | — | $2 | 0.01% |
| GARY DWAYN CHAMBERS3 | 673 PROVIDENCE ROAD LEXINGTON, KY 40502 | AFLAC | $1 | — | $1 | 0.00% |
| HARE AND ASSOCIATES LLC3 | 470 OLDE WORTHINGTON ROAD SUITE 250 WESTERVILLE, OH 43062 | AFLAC | $1 | — | $1 | 0.00% |
| JAMES A BURRESS3 | 8755 OGDEN DUNES DRIVE CAMBY, IN 46113 | AFLAC | $1 | — | $1 | 0.00% |
| DARREN L BRUNO3 | 7542 STONE LAKE DRIVE DUBLIN, OH 43016 | AFLAC | $1 | — | $1 | 0.00% |
| BENEFIT INSURANCE MARKETING, INC.3 Filed as: BENEFIT INSURANCE MARKETING INC. | 1151 RED MILE ROAD LEXINGTON, KY 40504 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $746 | $229 | $975 | 6.72% |
| BENEFIT ADVISORS SERVICES3 | 1120 SANCTUARY PARKWAY SUITE 375 ALPHARETTA, GA 30009 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $124 | — | $124 | 0.86% |
| BENEFIT INSURANCE MARKETING, INC.3 Filed as: BENEFIT INSURANCE MARKETING INC. | 1151 RED MILE ROAD LEXINGTON, KY 40504 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $614 | $90 | $704 | 13.75% |
| BENEFIT ADVISORS SERVICES3 | 1120 SANCTUARY PARKWAY SUITE 375 ALPHARETTA, GA 30009 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $102 | — | $102 | 1.99% |
| BENEFIT INSURANCE MARKETING, INC.3 Filed as: BENEFIT INSURANCE MARKETING INC. | 1151 RED MILE ROAD LEXINGTON, KY 40504 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $242 | $75 | $317 | 6.74% |
| BENEFIT ADVISORS SERVICES3 | 1120 SANCTUARY PARKWAY SUITE 375 ALPHARETTA, GA 30009 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $40 | — | $40 | 0.85% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 559 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 559 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | ANTHEM HEALTH PLANS OF KENTUCKY, INC. | 942 | $4.2M |
| Dental | DELTA DENTAL OF KENTUCKY | 1,009 | $189K |
| Vision | ANTHEM HEALTH PLANS OF KENTUCKY, INC. | 942 | $4.2M |
| Life insurance(3 contracts, 2 carriers) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 559 | $112K |
| Short-term disability(2 contracts, 2 carriers) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 558 | $232K |
| Long-term disability(2 contracts, 2 carriers) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 557 | $99K |
| Other(3 contracts, 2 carriers) | AFLAC | 559 | $47K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,009 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.