| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BENEFIT INSURANCE MARKETING, INC.3 Filed as: BENEFIT INSURANCE MARKETING INC. | 1151 RED MILE ROAD LEXINGTON, KY 40504 | ANTHEM HEALTH PLANS OF KENTUCKY, INC. | $119K | $20K | $138K | 3.64% |
| BENEFIT INSURANCE MARKETING, INC.3 Filed as: BENEFIT INSURANCE MARKETING INC. | 1151 RED MILE ROAD LEXINGTON, KY 40504 | DELTA DENTAL OF KENTUCKY | $4K | — | $4K | 2.58% |
| BENEFIT INSURANCE MARKETING, INC.3 Filed as: BENEFIT INSURANCE MARKETING INC. | 1151 RED MILE ROAD LEXINGTON, KY 405043571 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $5K | $2K | $7K | 5.19% |
| BENEFIT ADVISORS SERVICES3 | 1120 SANCTUARY PARKWAY SUITE 375 ALPHARETTA, GA 30009 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $788 | — | $788 | 0.57% |
| BENEFIT INSURANCE MARKETING, INC.3 Filed as: BENEFIT INSURANCE MARKETING INC. | 1151 RED MILE ROAD LEXINGTON, KY 40504 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $4K | $897 | $5K | 11.06% |
| BENEFIT ADVISORS SERVICES3 | 1120 SANCTUARY PARKWAY SUITE 375 ALPHARETTA, GA 30009 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $2K | — | $2K | 4.57% |
| SARAH BARDELL3 | 2132 LIGHTHOUSE LANE LEXINGTON, KY 40509 | AFLAC | $3K | $153 | $3K | 5.92% |
| DANNY KYLE PRATER3 Filed as: DANNY PRATER | P.O. BOX 281 TOLLESBORO, KY 41189 | AFLAC | $2K | $125 | $2K | 5.39% |
| MICHAEL D BLEVINS3 Filed as: MICHAEL BLEVINS | 413 DUNTREE ROAD MT STERLING, KY 40353 | AFLAC | $953 | — | $953 | 2.12% |
| DEBORAH MCGREGOR ADDESSI3 Filed as: DEBORAH ADDESSI | 1488 LEESTOWN ROAD LEXINGTON, KY 40511 | AFLAC | $730 | $31 | $761 | 1.70% |
| DALE I DAVIS3 Filed as: DALE DAVIS | 350 EAST SHORT STREET NUMBER 416 LEXINGTON, KY 40507 | AFLAC | $700 | $56 | $756 | 1.69% |
| KENNITH MERCADO3 | P.O. BOX 37 BETSY LAYNE, KY 41605 | AFLAC | $592 | $11 | $603 | 1.34% |
| DAVID EMERSON3 | 4820 LAKE BROOK DRIVE SUITE 125 GLEN ALLEN, VA 23060 | AFLAC | $300 | $14 | $314 | 0.70% |
| RUEANN EMERSON3 | 11551 NUCKOLS ROAD STREET P SUITE 100 GLEN ALLEN, VA 23059 | AFLAC | $285 | — | $285 | 0.64% |
| KERRY KIMBROUGH3 | P.O. BOX 23582 LEXINGTON, KY 40523 | AFLAC | $182 | — | $182 | 0.41% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: JACK BROWN | 1145 ANDOVER FOREST DRIVE LEXINGTON, KY 40506 | AFLAC | $156 | — | $156 | 0.35% |
| DONALD B COOK JR3 Filed as: DONALD COOK JR | 1508 NORTH 4TH AVENUE LANETTATON, AL 36883 | AFLAC | $78 | — | $78 | 0.17% |
| LESLIE K KIMBROUGH3 Filed as: LESLIE KIMBROUGH | P.O. BOX 273488 BOCA RATON, FL 33427 | AFLAC | $64 | — | $64 | 0.14% |
| RUSSELL P LASNER3 Filed as: RUSSELL LASNER | 1001 TIMOTHY CIRCLE ACCOKEEKLE, MD 20607 | AFLAC | $59 | — | $59 | 0.13% |
| R WRIGHT3 | 9200 SHELBYVILLE ROAD SUITE 605 LOUISVILLE, KY 40222 | AFLAC | $59 | — | $59 | 0.13% |
| CHARLES HUGH MACKAY3 Filed as: CHARLES MACKAY | 3203 ODYSSEY LAKE CIRCLE SOUTH BRUNSWICK, GA 31525 | AFLAC | $56 | — | $56 | 0.12% |
| PAULA CUTTER3 | 945 STAR SHOOT PARKWAY LEXINGTON, KY 40500 | AFLAC | $47 | — | $47 | 0.10% |
| MICHAEL FATHERREE3 Filed as: MICHAEL FEATHERREE | 171 COUNTY ROAD 1559 ALBA, TX 75410 | AFLAC | $37 | — | $37 | 0.08% |
| BROCK POWELL3 Filed as: BROCK POWELL N | 125 PLANTATION CENTRE DRIVE SOUTH SUITE 900 MACON, GA 31210 | AFLAC | $33 | — | $33 | 0.07% |
| CHRISTOPHER TROUTMAN3 | 124 MALLARD DRIVE RICHMOND, KY 40475 | AFLAC | $32 | — | $32 | 0.07% |
| JOSHUA C BURTON3 Filed as: JOSHUA BURTON | 4550 MARSHALL RUN CIRCLE APARTMENT 308 GLEN ALLEN, VA 23059 | AFLAC | $18 | — | $18 | 0.04% |
| POWELL ENTERPRISES LLC3 | 125 PLANTATION CENTRE DRIVE SOUTH SUITE 900 MACON, GA 31210 | AFLAC | $17 | — | $17 | 0.04% |
| BRADLEY L ELLIS3 Filed as: BRADLEY ELLIS | 7713 INDEPENDENCE PLACE CRESTWOOD, KY 40014 | AFLAC | $6 | $3 | $9 | 0.02% |
| CLIFFORD FRANKLIN BROOKS3 Filed as: CLIFFORD BROOKS | 9200 SHELBYVILLE ROAD SUITE 605 LOUISVILLE, KY 40222 | AFLAC | $6 | $3 | $9 | 0.02% |
| SHANNON CARPENTER3 | 135 EDGEWOOD ROAD MIDDLETOWN, KY 40065 | AFLAC | $5 | — | $5 | 0.01% |
| PAUL MAJEWSKI3 | 4488 JACKSON ROAD SUITE 1 ANN ARBOR, MI 48103 | AFLAC | $5 | — | $5 | 0.01% |
| KRISTIANNA J FLY3 Filed as: KRISTIANNA FLY | P.O. BOX 206 NORTH MIDDLETOWN, KY 40357 | AFLAC | $4 | — | $4 | 0.01% |
| STEPHEN GRACIN3 | 625 EAST BIG BEAVER ROAD SUITE 103 TROY, MI 48083 | AFLAC | $2 | — | $2 | 0.00% |
| LINDA J KUJAWA3 Filed as: LINDA KUJAWA | 2414 NORTH STREET GRANVILLE, OH 43023 | AFLAC | $2 | — | $2 | 0.00% |
| JEANNETTE FATHERREE3 | 171 COUNTY ROAD 1559 ALBA, TX 75410 | AFLAC | $2 | — | $2 | 0.00% |
| REGINA CALDWELL3 | 2046 SINKING CREEK ROAD LONDON, KY 40741 | AFLAC | $2 | — | $2 | 0.00% |
| JAMES BURRESS3 | 6418 FAYBOROUGH COURT DUBLIN, OH 43016 | AFLAC | $1 | — | $1 | 0.00% |
| RONALD JAMES STEIN3 Filed as: RONALD STEIN | 14966 ROBINS ROAD JOHNSTOWN, OH 43031 | AFLAC | $1 | — | $1 | 0.00% |
| EMMETT K LEE3 Filed as: EMMETT LEE | 9 SCHUBERT COURT IRVINE, CA 92617 | AFLAC | $1 | — | $1 | 0.00% |
| BENEFIT INSURANCE MARKETING, INC.3 Filed as: BENEFIT INSURANCE MARKETING INC. | 1151 RED MILE ROAD LEXINGTON, KY 40504 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $2K | $785 | $3K | 6.81% |
| BENEFIT ADVISORS SERVICES3 | 1120 SANCTUARY PARKWAY SUITE 375 ALPHARETTA, GA 30009 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $865 | — | $865 | 2.00% |
| BENEFIT INSURANCE MARKETING, INC.3 Filed as: BENEFIT INSURANCE MARKETING INC. | 1151 RED MILE ROAD LEXINGTON, KY 40504 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $536 | $199 | $735 | 7.06% |
| BENEFIT ADVISORS SERVICES3 | 1120 SANCTUARY PARKWAY SUITE 375 ALPHARETTA, GA 30009 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $89 | — | $89 | 0.85% |
| BENEFIT INSURANCE MARKETING, INC.3 Filed as: BENEFIT INSURANCE MARKETING INC. | 1151 RED MILE ROAD LEXINGTON, KY 40504 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $495 | $84 | $579 | 14.03% |
| BENEFIT ADVISORS SERVICES3 | 1120 SANCTUARY PARKWAY SUITE 375 ALPHARETTA, GA 30009 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $83 | — | $83 | 2.01% |
| BENEFIT INSURANCE MARKETING, INC.3 Filed as: BENEFIT INSURANCE MARKETING INC. | 1151 RED MILE ROAD LEXINGTON, KY 40504 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $177 | $64 | $241 | 7.01% |
| BENEFIT ADVISORS SERVICES3 | 1120 SANCTUARY PARKWAY SUITE 375 ALPHARETTA, GA 30009 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $30 | — | $30 | 0.87% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 451 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 451 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | ANTHEM HEALTH PLANS OF KENTUCKY, INC. | 919 | $3.8M |
| Dental | DELTA DENTAL OF KENTUCKY | 949 | $166K |
| Vision | ANTHEM HEALTH PLANS OF KENTUCKY, INC. | 919 | $3.8M |
| Life insurance(3 contracts, 2 carriers) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 451 | $102K |
| Short-term disability(2 contracts, 2 carriers) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 451 | $183K |
| Long-term disability(2 contracts, 2 carriers) | AFLAC | 418 | $88K |
| Other(3 contracts, 2 carriers) | AFLAC | 451 | $52K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 949 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.