| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARSH & MCLENNAN AGENCY LLC3 | 1130 LAKEFIELD DRIVE STE 100 JOHNS CREEK, GA 30097 | GRANULAR INSURANCE COMPANY | $174K | $0 | $174K | 15.00% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN AGENCY | PARK 80 WEST PLAZA TWO SADDLE BROOK, NJ 07663 | GRANULAR INSURANCE COMPANY | $0 | $58K | $58K | 5.00% |
| VITAL INCITE3 | 250 W. 96TH STREET INDIANAPOLIS, IN 46260 | GRANULAR INSURANCE COMPANY | $0 | $18K | $18K | 1.59% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: J SMITH LANIER & CO., A MARSH & MCL | 100 KIMBALL PL #300 ALPHARETTA, GA 300092615 | METROPOLITAN LIFE INSURANCE COMPANY | $39K | $10K | $49K | 13.53% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN | 250 PEHLE AVE STE 400 PARK 80 PLAZA 2 SADDLE BROOK, NJ 076635826 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $4K | $4K | 1.07% |
| MARSH & MCLENNAN AGENCY LLC3 | 6279 TRI RIDGE BLVD STE 400 LOVELAND, OH 451408320 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $48 | $48 | 0.01% |
| MARSH & MCLENNAN AGENCY LLC3 | 100 KIMBALL PL STE 300 ALPHARETTA, GA 30009 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $30K | $19K | $49K | 24.52% |
| MARSH & MCLENNAN AGENCY LLC3 | 11330 LAKEFIELD DR SUITE 100 JOHNS CREEK, GU 30097 | BANKERS FIDELITY LIFE INSURANCE COMPANY | $38K | $0 | $38K | 22.18% |
| MARSH & MCLENNAN AGENCY LLC3 | 100 KIMBALL PL STE 300 ALPHARETTA, GA 30009 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $26K | $16K | $42K | 24.55% |
| MARSH & MCLENNAN AGENCY LLC3 | 100 KIMBALL PL STE 300 ALPHARETTA, GA 30009 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $20K | $13K | $34K | 24.80% |
| MARSH & MCLENNAN AGENCY LLC3 | 100 KIMBALL PL STE 300 ALPHARETTA, GA 30009 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $19K | $13K | $32K | 24.64% |
| MARSH & MCLENNAN AGENCY LLC3 | 100 KIMBALL PL STE 300 ALPHARETTA, GA 30009 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | $2K | $4K | 24.31% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: J SMITH LANIER & CO | 11330 LAKEFIELD DRIVE SUITE 100 BLDG 1 JOHNS CREEK, GA 30097 | METROPOLITAN GENERAL INSURANCE COMPANY | $848 | $0 | $848 | 9.78% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: J SMITH LANIER & CO A MARSH & MCLEN | 100 KIMBALL PLACE #500 ALPHARETTA, GA 30009 | METROPOLITAN GENERAL INSURANCE COMPANY | $78 | $81 | $159 | 1.83% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCCLENNAN | 6279 TRI RIDGE BLVD STE 400 LOVELAND, OH 451408320 | METROPOLITAN GENERAL INSURANCE COMPANY | $0 | $4 | $4 | 0.05% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 976 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 976 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 815 | $366K |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 815 | $366K |
| Life insurance | UNITED OF OMAHA LIFE INSURANCE COMPANY | 976 | $130K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 861 | $171K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 984 | $200K |
| Stop-loss / reinsurancereinsurance | GRANULAR INSURANCE COMPANY | 451 | $1.2M |
| Other(5 contracts, 3 carriers) | BANKERS FIDELITY LIFE INSURANCE COMPANY | 976 | $463K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 984 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.