| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CHRISTOPHER J. AHLERS3 | 11069 WINTERCOVE WAY FISHERS, IN 46038 | COMPANION LIFE INSURANCE COMPANY | $4K | — | $4K | 3.55% |
| THOMAS C. MORIN3 | 4309 MUIRFIELD SAN ANTONIO, TX 78229 | COMPANION LIFE INSURANCE COMPANY | $3K | — | $3K | 2.75% |
| MATTHEW A COOK3 Filed as: MATTHEW AHLERS | 11807 ALLISONVILLE ROAD SUITE 150 FISHERS, IN 46038 | COMPANION LIFE INSURANCE COMPANY | $2K | — | $2K | 1.95% |
| CHRISTOPHER J. AHLERS3 | 11069 WINTERCOVE WAY FISHERS, IN 46038 | COMPANION LIFE INSURANCE COMPANY | $1K | — | $1K | 5.98% |
| THOMAS C. MORIN3 Filed as: THOMAS MORIN | 4309 MUIRFIELD SAN ANTONIO, TX 78229 | COMPANION LIFE INSURANCE COMPANY | $1K | — | $1K | 4.57% |
| MATTHEW A COOK3 Filed as: MATTHEW AHLERS | 11807 ALLISONVILLE ROAD SUITE 150 FISHERS, IN 46038 | COMPANION LIFE INSURANCE COMPANY | $710 | — | $710 | 3.16% |
| CHRISTOPHER J. AHLERS3 | 11069 WINTERCOVE WAY FISHERS, IA 46038 | COMPANION LIFE INSURANCE COMPANY | $1K | — | $1K | 5.98% |
| THOMAS C. MORIN3 | 4309 MUIRFIELD SAN ANTONIO, TX 78229 | COMPANION LIFE INSURANCE COMPANY | $1K | — | $1K | 4.57% |
| MATTHEW A COOK3 Filed as: MATTHEW AHLERS | 11807 ALLISONVILLE ROAD SUITE 150 FISHERS, IN 46038 | COMPANION LIFE INSURANCE COMPANY | $710 | — | $710 | 3.16% |
| CHRISTOPHER J. AHLERS3 | 11069 WINTERCOVE WAY FISHERS, IN 46038 | COMPANION LIFE INSURANCE COMPANY | $101 | — | $101 | 5.72% |
| THOMAS C. MORIN3 | 4309 MUIRFIELD SAN ANTONIO, TX 78229 | COMPANION LIFE INSURANCE COMPANY | $89 | — | $89 | 5.04% |
| MATTHEW A COOK3 Filed as: MATTHEW AHLERS | 11807 ALLISONVILLE ROAD SUITE 150 FISHERS, IN 46038 | COMPANION LIFE INSURANCE COMPANY | $78 | — | $78 | 4.42% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 216 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 216 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental(4 contracts) | COMPANION LIFE INSURANCE COMPANY | 148 | $162K |
| Vision(4 contracts) | COMPANION LIFE INSURANCE COMPANY | 148 | $162K |
| Life insurance(4 contracts) | COMPANION LIFE INSURANCE COMPANY | 148 | $162K |
| Other(4 contracts) | COMPANION LIFE INSURANCE COMPANY | 148 | $162K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 148 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.