| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THE UNDERWRITERS GROUP INC3 Filed as: UNDERWRITERS SERVICE CORPORATION | — | COMPANION LIFE INSURANCE COMPANY | $11K | — | $11K | 3.21% |
| MARK HAHN3 | — | COMPANION LIFE INSURANCE COMPANY | $6K | — | $6K | 1.61% |
| LOGAN LAVELLE HUNT INSURANCE AGENCY3 Filed as: LOGAN LEVELLE HUNT | 11420 BLUEGRASS PKWY LOUISVILLE, KS 40299 | AMERICAN UNITED LIFE INSURANCE COMPANY | $6K | $4K | $10K | 10.91% |
| ASSUREDPARTNERS3 Filed as: SHEPHERD INSURANCE LLC | 11420 BLUEGRASS PKWY LOUISVILLE, KS 40299 | AMERICAN UNITED LIFE INSURANCE COMPANY | $4K | — | $4K | 4.86% |
| HOPSTER SHIELDS AGENCY LLC3 | 332 3RD AVE JASPER, IN 475463468 | AMERITAS LIFE INSURANCE CORP | $2K | — | $2K | 10.00% |
| MARSHA S TALLEY3 | 101 PLAZA EAST BLVD STE 317 EVANSVILLE, IN 47715 | AFLAC | $925 | $54 | $979 | 6.40% |
| WILLIAM ALAN DOUGHERTY3 | 2 BURRIS STREET WASHINGTON, IN 47501 | AFLAC | $489 | — | $489 | 3.20% |
| BRANDEE L JUSTUS3 | 5700 VICTORIA BLUFFS DR NEWBURGH, IN 47630 | AFLAC | $241 | $12 | $253 | 1.65% |
| JANE A. KATTER3 Filed as: JANE KATTER | 902 MAIN ST SUITE A JASPER, IN 47546 | AFLAC | $232 | — | $232 | 1.52% |
| TARA SCHNAUS3 | 3060 N WALNUT RIDGE CT JASPER, IN 47546 | AFLAC | $181 | — | $181 | 1.18% |
| CHRIS A GEHLHAUSEN3 Filed as: CHRIS GEHLHAUSEN | 873 3RD AVE JASPER, IN 47546 | AFLAC | $93 | — | $93 | 0.61% |
| KIMBERLY MORRIS3 | 3166 EBY RD BOONEVILLE, IN 47601 | AFLAC | $75 | — | $75 | 0.49% |
| ANGELA FAYE PFAFF3 | 2722 S 130 W HUNTINGBURG, IN 47542 | AFLAC | $44 | — | $44 | 0.29% |
| MILDRED VONDERHEIDE3 | 4825 W PEBBLE DR JASPER, IN 47546 | AFLAC | $43 | — | $43 | 0.28% |
| LLOYD HUGHES3 | 3775 N US 52 LEBANON, IN 48052 | AFLAC | $22 | — | $22 | 0.14% |
| CHRISTINE M PACE3 | 5721 E 400 S SAINT ANTHONY, IN 47575 | AFLAC | $18 | — | $18 | 0.12% |
| LAWRENCE JOHN KEMPF3 | 2547 S SAINT ANTHONY RD N ST ANTHONY, IN 47575 | AFLAC | $17 | — | $17 | 0.11% |
| JOHN D TYLER3 | 2131 KILEY WAY EDMOND, OK 73034 | AFLAC | $16 | — | $16 | 0.10% |
| JOHN TYLER & ASSOCIATES3 | 2131 KILEY WAY EDMOND, OK 73034 | AFLAC | $12 | — | $12 | 0.08% |
| NAVILLE & ASSOCIATES3 | 5511 MOSER KNOB RD FLOYD KNOBS, IN 47119 | AFLAC | $9 | — | $9 | 0.06% |
| CHARLES B LACY JR3 | 3264 WOODED WAY JEFFERSONVILLE, IN 47130 | AFLAC | $9 | — | $9 | 0.06% |
| CHRIS A GEHLHAUSEN3 | 101 PLAZA EAST BLVD STE 317 EVANSVILLE, IN 47715 | AFLAC | $9 | — | $9 | 0.06% |
| JAMES M FLETCHER3 Filed as: JAMES FLETCHER | 254 JOHN ST AURORA, IN 47001 | AFLAC | $5 | — | $5 | 0.03% |
| MATTHEW G BERGER3 Filed as: MATTHEW COOK | 10069 BENT TREE LN FISHERS, IN 46037 | AFLAC | $3 | — | $3 | 0.02% |
| LLOYD HUGHES3 | 3775 N STATE ROAD 52 LEBANON, IN 46052 | AFLAC | $3 | — | $3 | 0.02% |
| JAMES M FLETCHER3 | 7325 CLUBHOUSE DR FORT WAYNE, IN 46835 | AFLAC | $3 | — | $3 | 0.02% |
| JOHN T CLANCY3 | 4025 PETE DYE BLVD CARMEL, IN 46033 | AFLAC | $2 | — | $2 | 0.01% |
| MARK A WOJDA3 | 631 GREENFORD TRL W CARMEL, IN 46032 | AFLAC | $2 | — | $2 | 0.01% |
| AMY N GEHLHAUSEN3 | 3115 HOWARD DR JASPER, IN 47546 | AFLAC | $1 | — | $1 | 0.01% |
| BRIANNA LYNN ROWE3 | 3386 CHALICE CT PLAINFIELD, IN 46168 | AFLAC | $1 | — | $1 | 0.01% |
| KEVIN F WARD3 | 12632 DOUBLE EAGLE DR CARMEL, IN 46033 | AFLAC | $1 | — | $1 | 0.01% |
| MARSHA S TALLEY3 Filed as: MARSHA TALLEY | 101 PLAZA EAST BLVD STE 317 EVANSVILLE, IN 47715 | AFLAC | $431 | $15 | $446 | 6.04% |
| BRANDEE L JUSTUS3 | 5700 VICTORIA BLUFFS DR NEWBURGH, IN 47630 | AFLAC | $106 | $10 | $116 | 1.57% |
| JANE A. KATTER3 Filed as: JANE KATTER | 902 MAIN ST STE A JASPER, IN 47546 | AFLAC | $73 | — | $73 | 0.99% |
| WILLIAM ALAN DOUGHERTY3 | 2 BURRIS ST WASHINGTON, IN 47501 | AFLAC | $57 | — | $57 | 0.77% |
| CHRIS A GEHLHAUSEN3 Filed as: CHRIS GEHLHAUSEN | 873 3RD AVE JASPER, IN 47546 | AFLAC | $32 | — | $32 | 0.43% |
| TARA SCHNAUS3 | 3060 N WALNUT RIDGE CT JASPER, IN 47546 | AFLAC | $28 | — | $28 | 0.38% |
| KIMBERLY MORRIS3 | 3166 EBY RD BOONEVILLE, IN 47601 | AFLAC | $28 | — | $28 | 0.38% |
| NAVILLE & ASSOCIATES3 | 5511 MOSER KNOB RD FLOYD KNOBS, IN 47119 | AFLAC | $27 | — | $27 | 0.37% |
| MATTHEW G BERGER3 Filed as: MATTHEW COOK | 10069 BENT TREE LN FISHERS, IN 46037 | AFLAC | $4 | — | $4 | 0.05% |
| JOHN T CLANCY3 Filed as: JOHN CLANCY | 4025 PETE DYE BLVD CARMEL, IN 46032 | AFLAC | $4 | — | $4 | 0.05% |
| MARK A WOJDA3 Filed as: MARK WOJDA | 631 GREENFORD TRL W CARMEL, IN 46032 | AFLAC | $4 | — | $4 | 0.05% |
| CHRIS A GEHLAUSEN3 | 101 PLAZA EAST BLVD STE 317 EVANSVILLE, IN 47115 | AFLAC | $3 | — | $3 | 0.04% |
| AMY N GEHLHAUSEN3 Filed as: AMY GEHLAUSEN | 3115 HOWARD ST JASPER, IN 47546 | AFLAC | $2 | — | $2 | 0.03% |
| BRIANNA LYNN ROWE3 | 3386 CHALICE CT PLAINFIELD, IN 46168 | AFLAC | $2 | — | $2 | 0.03% |
| TIMOTHY ASBY3 | 9247 N MERIDIAN ST STE 205 INDIANAPOLIS, IN 46260 | AFLAC | $1 | — | $1 | 0.01% |
| KEVIN F WARD3 Filed as: KEVIN WARD | 12632 DOUBLE EAGLE DR CARMEL, IN 46033 | AFLAC | $1 | — | $1 | 0.01% |
| KATIE J FLETCHER3 | 21263 STATE HIGHWAY 148 MARYVILLE, MO 64468 | AFLAC | $1 | — | $1 | 0.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 150 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 150 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | HEALTH RESOURCES INC | 272 | $85K |
| Vision | AMERITAS LIFE INSURANCE CORP | 108 | $21K |
| Life insurance | AMERICAN UNITED LIFE INSURANCE COMPANY | 186 | $91K |
| Long-term disability | AMERICAN UNITED LIFE INSURANCE COMPANY | 186 | $91K |
| Stop-loss / reinsurancereinsurance | COMPANION LIFE INSURANCE COMPANY | 154 | $344K |
| Other(3 contracts, 2 carriers) | AMERICAN UNITED LIFE INSURANCE COMPANY | 186 | $114K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 272 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.