| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| NORTH AMERICA ADMINISTRATORS, LP3 Filed as: NORTH AMERICA ADMINISTRATORS LP | 1826 ELM HILL PIKE NASHVILLE, TN 37210 | COMPANION LIFE INSURANCE COMPANY | $69K | — | $69K | 15.00% |
| LOGAN LAVELLE HUNT INSURANCE AGENCY3 Filed as: LOGAN LAVELLE HUNT INS AGCY | 11420 BLUEGRASS PKWY LOUISVILLE, KY 40299 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $4K | — | $4K | 10.30% |
| LOGAN LAVELLE HUNT INSURANCE AGENCY3 Filed as: LOGAN LAVELLE INS AGENCY LLC | 11420 BLUEGRASS PKWY LOUISVILLE, KY 402992348 | METROPOLITAN LIFE INSURANCE COMPANY | $3K | — | $3K | 9.96% |
| HOPSTER SHIELDS AGENCY LLC3 | 332 3RD AVE JASPER, IN 475463468 | AMERITAS LIFE INSURANCE CORP | $2K | — | $2K | 9.23% |
| DONALD L HOPSTER3 | 6890 S OLD ROAD 162 HUNTINGBURG, IN 475429372 | AMERITAS LIFE INSURANCE CORP | $158 | — | $158 | 0.77% |
| MARSHA S TALLEY3 | 101 PLAZA EAST BLVD STE 317 EVANSVILLE, IN 47715 | AFLAC | $2K | $40 | $2K | 10.03% |
| TARA SCHNAUS3 | 3060 N WALNUT RIDGE CT JASPER, IN 47546 | AFLAC | $616 | $26 | $642 | 3.52% |
| BRANDEE L JUSTUS3 | 5700 VICTORIA BLUFFS DR NEWBURGH, IN 47630 | AFLAC | $376 | $26 | $402 | 2.20% |
| MARSHA S TALLEY3 | 5401 VOGEL RD STE 410 EVANSVILLE, IN 47715 | AFLAC | $310 | $27 | $337 | 1.85% |
| KIMBERLY MORRIS3 | 3166 EBY RD BOONEVILLE, IN 47601 | AFLAC | $188 | $64 | $252 | 1.38% |
| JANE A. KATTER3 Filed as: JANE KATTER | 902 MAIN ST SUITE A JASPER, IN 47546 | AFLAC | $245 | — | $245 | 1.34% |
| CHRIS A GEHLHAUSEN3 Filed as: CHRIS GEHLHAUSEN | 5401 VOGEL RD STE 410 EVANSVILLE, IN 47715 | AFLAC | $79 | — | $79 | 0.43% |
| MILDRED VONDERHEIDE3 | 4825 W PEBBLE DR JASPER, IN 47546 | AFLAC | $76 | — | $76 | 0.42% |
| ANGELA FAYE PFAFF3 Filed as: ANGELA PFAFF | 1616 W 5TH AVE JASPER, IN 47546 | AFLAC | $56 | — | $56 | 0.31% |
| CHRIS A GEHLHAUSEN3 | 101 PLAZA EAST BLVD 317 EVANSVILLE, IN 47715 | AFLAC | $40 | — | $40 | 0.22% |
| LLOYD HUGHES3 | 3775 N US 52 LEBANON, IN 48052 | AFLAC | $22 | — | $22 | 0.12% |
| JOHN D TYLER3 | 130 DUCK HAWK WAY MARIETTA, SC 29661 | AFLAC | $20 | — | $20 | 0.11% |
| CHRISTINE M PACE3 | 5721 E 400 S SAINT ANTHONY, IN 47575 | AFLAC | $18 | — | $18 | 0.10% |
| LAWRENCE JOHN KEMPF3 | 2547 S SAINT ANTHONY RD N ST ANTHONY, IN 47575 | AFLAC | $17 | — | $17 | 0.09% |
| JOHN TYLER & ASSOCIATES3 | 130 DUCK HAWK WAY MARIETTA, SC 29661 | AFLAC | $14 | — | $14 | 0.08% |
| NAVILLE & ASSOCIATES3 | 14220 OVERBROOK DR CARMEL, IN 46074 | AFLAC | $9 | — | $9 | 0.05% |
| CHARLES B LACY JR3 | 3264 WOODED WAY JEFFERSONVILLE, IN 47130 | AFLAC | $9 | — | $9 | 0.05% |
| JAMES M FLETCHER3 Filed as: JAMES FLETCHER | 254 JOHN ST AURORA, IN 47001 | AFLAC | $9 | — | $9 | 0.05% |
| MATTHEW G BERGER3 Filed as: MATTHEW COOK | 10069 BENT TREE LN FISHERS, IN 46037 | AFLAC | $7 | — | $7 | 0.04% |
| KEVIN F WARD3 | 12632 DOUBLE EAGLE DR CARMEL, IN 46033 | AFLAC | $5 | — | $5 | 0.03% |
| LLOYD HUGHES3 | 3775 N STATE ROAD 52 LEBANON, IN 46052 | AFLAC | $3 | — | $3 | 0.02% |
| JOHN T CLANCY3 | 4025 PETE DYE BLVD CARMEL, IN 46033 | AFLAC | $2 | — | $2 | 0.01% |
| MARK A WOJDA3 | 631 GREENFORD TRL W CARMEL, IN 46032 | AFLAC | $2 | — | $2 | 0.01% |
| AMY N GEHLHAUSEN3 | 3115 HOWARD DR JASPER, IN 47546 | AFLAC | $1 | — | $1 | 0.01% |
| BRIANNA LYNN ROWE3 | 3386 CHALICE CT PLAINFIELD, IN 46168 | AFLAC | $1 | — | $1 | 0.01% |
| MARSHA S TALLEY3 Filed as: MARSHA TALLEY | 101 PLAZA EAST BLVD STE 317 EVANSVILLE, IN 47715 | AFLAC | $554 | — | $554 | 7.08% |
| TARA SCHNAUS3 | 3060 N WALNUT RIDGE CT JASPER, IN 47546 | AFLAC | $136 | — | $136 | 1.74% |
| BRANDEE L JUSTUS3 | 5700 VICTORIA BLUFFS DR NEWBURGH, IN 47630 | AFLAC | $121 | — | $121 | 1.55% |
| KIMBERLY MORRIS3 | 3166 EBY RD BOONEVILLE, IN 47601 | AFLAC | $114 | — | $114 | 1.46% |
| JANE A. KATTER3 Filed as: JANE KATTER | 902 MAIN ST SUITE A JASPER, IN 47546 | AFLAC | $82 | — | $82 | 1.05% |
| MARSHA S TALLEY3 | 5401 VOGEL RD STE 410 EVANSVILLE, IN 47715 | AFLAC | $47 | — | $47 | 0.60% |
| CHRIS A GEHLHAUSEN3 Filed as: CHRIS GEHLHAUSEN | 5401 VOGEL RD STE 410 EVANSVILLE, IN 47715 | AFLAC | $30 | — | $30 | 0.38% |
| NAVILLE & ASSOCIATES3 | 14220 OVERBROOK DR CARMEL, IN 46074 | AFLAC | $30 | — | $30 | 0.38% |
| CHRIS A GEHLHAUSEN3 | 101 PLAZA EAST BLVD STE 317 EVANSVILLE, IN 47715 | AFLAC | $9 | — | $9 | 0.11% |
| TIMOTHY ASBY3 | 9247 N MERIDIAN ST STE 205 INDIANAPOLIS, IN 46260 | AFLAC | $8 | — | $8 | 0.10% |
| MATTHEW G BERGER3 Filed as: MATTHEW COOK | 10069 BENT TREE LN FISHERS, IN 46037 | AFLAC | $6 | — | $6 | 0.08% |
| JOHN T CLANCY3 Filed as: JOHN CLANCY | 4025 PETE DYE BLVD CARMEL, IN 46033 | AFLAC | $4 | — | $4 | 0.05% |
| MARK A WOJDA3 Filed as: MARK WOJDA | 631 GREENFORD TRL W CARMEL, IN 46032 | AFLAC | $4 | — | $4 | 0.05% |
| KEVIN F WARD3 Filed as: KEVIN WARD | 12632 DOUBLE EAGLE DR CARMEL, IN 46033 | AFLAC | $3 | — | $3 | 0.04% |
| AMY N GEHLHAUSEN3 Filed as: AMY GEHLAUSEN | 3115 HOWARD ST JASPER, IN 47546 | AFLAC | $2 | — | $2 | 0.03% |
| BRIANNA LYNN ROWE3 | 3386 CHALICE CT PLAINFIELD, IN 46168 | AFLAC | $2 | — | $2 | 0.03% |
| KATIE J FLETCHER3 | 21263 STATE HIGHWAY 148 MARYVILLE, MO 64468 | AFLAC | $1 | — | $1 | 0.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 153 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 153 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | HEALTH RESOURCES INC | 281 | $82K |
| Vision | AMERITAS LIFE INSURANCE CORP | 233 | $21K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 264 | $35K |
| Long-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 110 | $38K |
| Other(3 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 264 | $61K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 281 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.