| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| LOGAN LAVELLE HUNT INSURANCE AGENCY3 Filed as: LOGAN LAVELLE HUNT INS AGCY | 11420 BLUEGRASS PKWY LOUISVILLE, KY 40299 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $3K | — | $3K | 10.95% |
| LOGAN LAVELLE HUNT INSURANCE AGENCY3 Filed as: LOGAN LAVELLE INS AGENCY LLC | 11420 BLUEGRASS PKWY LOUISVILLE, KY 402992348 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | — | $2K | 8.71% |
| RICHARDSON & ASSOCIATES INC3 | 2605 EASTWOOD DR COLUMBUS, NE 472033356 | METROPOLITAN LIFE INSURANCE COMPANY | $461 | — | $461 | 2.40% |
| ARTISAN GROUP3 | 2200 E PARRISH AVE BLDG C STE LL105 OWENSBORO, KY 423031449 | AMERITAS LIFE INSURANCE CORP | $1K | — | $1K | 10.00% |
| MARSHA S TALLEY3 | 5401 N VOGEL RD SUITE 410 EVANSVILLE, IN 47715 | AFLAC | $2K | $16 | $2K | 16.69% |
| TARA SCHNAUS3 | 3060 N WALNUT RIDGE CT JASPER, IN 47546 | AFLAC | $417 | — | $417 | 3.20% |
| BRANDEE L JUSTUS3 | 5700 VICTORIA BLUFFS DR NEWBURGH, IN 47630 | AFLAC | $285 | $3 | $288 | 2.21% |
| JANE A. KATTER3 Filed as: JANE KATTER | 902 MAIN ST SUITE A JASPER, IN 47546 | AFLAC | $270 | — | $270 | 2.07% |
| MILDRED VONDERHEIDE3 Filed as: MILDRED C VONDERHEIDE | 1255 OAKWOOD DR HUNTINGBURG, IN 47546 | AFLAC | $87 | — | $87 | 0.67% |
| ANGELA FAYE PFAFF3 | 1616 W 5TH AVE JASPER, IN 47546 | AFLAC | $56 | — | $56 | 0.43% |
| LLOYD HUGHES3 | 3775 N US 52 LEBANON, IN 46052 | AFLAC | $22 | — | $22 | 0.17% |
| NAVILLE & ASSOCIATES3 | 14220 OVERBROOK DR CARMEL, IN 46074 | AFLAC | $18 | $3 | $21 | 0.16% |
| JOHN D TYLER3 | 130 DUCK HAWK WAY MARIETTA, SC 29661 | AFLAC | $20 | — | $20 | 0.15% |
| LAWRENCE JOHN KEMPF3 | 2547 S SAINT ANTHONY RD N ST ANTHONY, IN 47575 | AFLAC | $17 | — | $17 | 0.13% |
| JOHN TYLER & ASSOCIATES3 | 130 DUCK HAWK WAY MARIETTA, SC 29661 | AFLAC | $15 | — | $15 | 0.12% |
| JACOB T ARNOLD3 | 1355 N BLUFF RD STE A COLLINSVILLE, IL 62234 | AFLAC | $8 | $3 | $11 | 0.08% |
| CHARLES B LACY JR3 | 4046 SHARPSBURG MCCULLUM RD STE 205 NEWNAN, GA 30265 | AFLAC | $9 | — | $9 | 0.07% |
| LAUREL A SEGER3 | 902 A MAIN ST JASPER, IN 47546 | AFLAC | $6 | — | $6 | 0.05% |
| LLOYD HUGHES3 | 3775 N STATE ROAD 52 LEBANON, IN 46052 | AFLAC | $3 | — | $3 | 0.02% |
| CHRISTINE M PACE3 | 5721 E 400 S SAINT ANTHONY, IN 47575 | AFLAC | $1 | — | $1 | 0.01% |
| JOHN RICHARDSON AND ASSOCIATES3 | 2605 EASTWOOD DR COLUMBUS, IN 47203 | SOUTHEASTERN INDIANA HEALTH ORGANIZATION (SIHO) | $22K | — | $22K | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 132 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 5 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 140 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | SOUTHEASTERN INDIANA HEALTH ORGANIZATION (SIHO) | 249 | $0 |
| Dental | HEALTH RESOURCES INC | 210 | $58K |
| Vision | AMERITAS LIFE INSURANCE CORP | 158 | $13K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 218 | $19K |
| Long-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 107 | $30K |
| Other(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 218 | $32K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 249 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.