See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 8 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 10 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| LHD BENEFIT ADVISORS CONSULTANT | Other commissions; Non-monetary compensation; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | 250 W 96TH ST, STE 350 INDIANAPOLIS, IN 462601317 | $185K |
| ST VINCENT HEALTH W&P CARE INST INC SERVICE PROVIDER | Direct payment from the plan Service code 50 | 8333 NAAB ROAD, SUITE 301 INDIANAPOLIS, IN 46260 | $87K |
| MERCER HEALTH & BENEFITS, LLC CONSULTANT | Other commissions; Insurance agents and brokers; Non-monetary compensation Service code 22 | 27647 NETWORK PLACE CHICAGO, IL 60673 | $79K |
| GCG FINANCIAL LLC CONSULTANT | Non-monetary compensation; Insurance agents and brokers; Other commissions Service code 22 | THREE PARKWAY NORTH, STE 500 DEERFIELD, IL 60015 | $40K |
| ALTERNATIVE HEALTH SOLUTIONS, LLC SERVICE PROVIDER | Direct payment from the plan Service code 50 | 2843 BROWNSBORO ROAD, SUITE 201 LOUISVILLE, KY 40206 | $36K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 3,148 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 39 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 3,187 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | ANTHEM INSURANCE COMPANIES, INC. (G2001) | 3,304 | $62.4M |
| Dental | DELTA DENTAL OF INDIANA | 7,867 | $2.4M |
| Vision | ANTHEM INSURANCE COMPANIES, INC. (G2001) | 3,304 | $62.4M |
| Short-term disability(2 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 8,302 | $4.8M |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 8,302 | $4.7M |
| Other(4 contracts, 2 carriers) | UNUM LIFE INSURANCE COMPANY | 2,679 | $877K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 8,302 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultant sales target.
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.
Multiple-employer welfare arrangement. It has its own regulatory and compliance rules.
Schedule A changed between filings. The plan moved between insured and self-funded, or contracts were added or removed. The transition window is open.