No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| GALECKI FINANCIAL MANAGEMENT EIN 20-3255637 NONE | Investment advisory (participants); Investment management; Direct payment from the plan Service code 26 | — | $57K |
| HAINES, ISENBARGER & SKIBA, LLC EIN 52-2127371 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $11K |
| LARSON FINANCIAL GROUP LLC EIN 20-4773945 NONE | Investment advisory (participants); Direct payment from the plan Service code 26 | — | $11K |
| SCHWAB RETIREMENT PLAN SERVICES INC EIN 34-1479833 NONE | Recordkeeping fees; Direct payment from the plan; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | — | $9K |
| CHARLES SCHWAB & CO., INC. EIN 94-1737782 NONE | Securities brokerage; Shareholder servicing fees; Float revenue; Direct payment from the plan; Securities brokerage commissions and fees Service code 33 | — | $5K |
| CHARLES SCHWAB & CO. INC. AND AFFIL | Shareholder servicing fees Service code 59 | — | $0 |
| CHARLES SCHWAB BANK EIN 42-1558009 NONE | Investment management fees paid indirectly by plan; Float revenue; Shareholder servicing fees; Trustee (directed) Service code 25 | — | $0 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 75 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 61 | Vested but not currently using benefits. |
| Beneficiaries receiving benefits | 1 | Spouses or dependents with eligibility independent of the participant. |
| Total participants (= "Plan participants" tile) | 137 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | GENERAL AMERICAN | 1 | $0 |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.