No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| GALECKI FINANCIAL MGMT INC. EIN 20-3255637 NONE | Investment advisory (participants); Investment management; Direct payment from the plan Service code 26 | — | $53K |
| HAINES, ISENBARGER & SKIBA, LLC EIN 52-2127371 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $12K |
| LARSON FINANCIAL GROUP LLC EIN 20-4773945 NONE | Direct payment from the plan; Investment advisory (participants) Service code 26 | — | $10K |
| SCHWAB RETIREMENT PLAN SERVICES INC EIN 34-1479833 NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.); Recordkeeping fees; Direct payment from the plan Service code 15 | — | $8K |
| CHARLES SCHWAB & CO., INC. EIN 94-1737782 NONE | Direct payment from the plan; Float revenue; Securities brokerage; Shareholder servicing fees; Securities brokerage commissions and fees Service code 33 | — | $4K |
| CHARLES SCHWAB & CO. INC. AND AFFIL | Shareholder servicing fees Service code 59 | — | $0 |
| CHARLES SCHWAB BANK EIN 42-1558009 NONE | Float revenue; Shareholder servicing fees; Investment management fees paid indirectly by plan; Trustee (directed) Service code 25 | — | $0 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 110 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 56 | Vested but not currently using benefits. |
| Beneficiaries receiving benefits | 1 | Spouses or dependents with eligibility independent of the participant. |
| Total participants (= "Plan participants" tile) | 167 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | GENERAL AMERICAN | 2 | $0 |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.