| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ENROLLEASE3 Filed as: FIRST PERSON, INC | 8900 KEYSTONE CROSSING SUITE 900 INDIANAPOLIS, IN 46240 | SUN LIFE ASSURANCE COMPANY OF CANADA | $33K | $0 | $33K | 9.16% |
| SYCAMORE INSURANCE ASSOCIATES, LLC3 | 999 OHIO STREET TERRE HAUTE, IN 47807 | SUN LIFE ASSURANCE COMPANY OF CANADA | $4K | $0 | $4K | 1.02% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP INSURANCE SERVICES, INC | 1250 S CAPITAL OF TEXAS HWY #2-125 AUSTIN, TX 78746 | SUN LIFE ASSURANCE COMPANY OF CANADA | $0 | $1K | $1K | 0.30% |
| ENROLLEASE3 Filed as: FIRST PERSON, INC | 8900 KEYSTONE CROSSING SUITE 900 INDIANAPOLIS, IN 46240 | SUN LIFE ASSURANCE COMPANY OF CANADA | $10K | $0 | $10K | 6.53% |
| SYCAMORE INSURANCE ASSOCIATES, LLC3 | 999 OHIO STREET TERRE HAUTE, IN 47807 | SUN LIFE ASSURANCE COMPANY OF CANADA | $2K | $0 | $2K | 1.03% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP INSURANCE SERVICES, INC | 1250 S CAPITAL OF TEXAS HWY #2-125 AUSTIN, TX 78746 | SUN LIFE ASSURANCE COMPANY OF CANADA | $0 | $353 | $353 | 0.24% |
| ENROLLEASE3 Filed as: FIRST PERSON, INC | 8900 KEYSTONE CROSSING SUITE 900 INDIANAPOLIS, IN 46240 | SUN LIFE ASSURANCE COMPANY OF CANADA | $8K | $0 | $8K | 10.50% |
| ALTERITY GROUP3 | 7272 E INDIAN SCHOOL RD SUITE 220 SCOTTSDALE, AZ 85251 | SUN LIFE ASSURANCE COMPANY OF CANADA | $0 | $2K | $2K | 2.52% |
| NFP INSURANCE SERVICES INC3 | 1250 S CAPITAL OF TEXAS HWY AUSTIN, TX 78746 | SUN LIFE ASSURANCE COMPANY OF CANADA | $0 | $291 | $291 | 0.37% |
| ENROLLEASE3 Filed as: FIRST PERSON, INC | 8900 KEYSTONE CROSSING SUITE 900 INDIANAPOLIS, IN 46240 | SUN LIFE ASSURANCE COMPANY OF CANADA | $5K | $0 | $5K | 9.06% |
| SYCAMORE INSURANCE ASSOCIATES, LLC3 | 999 OHIO STREET TERRE HAUTE, IN 47807 | SUN LIFE ASSURANCE COMPANY OF CANADA | $370 | $0 | $370 | 0.61% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP INSURANCE SERVICES, INC | 1250 S CAPITAL OF TEXAS HWY #2-125 AUSTIN, TX 78746 | SUN LIFE ASSURANCE COMPANY OF CANADA | $0 | $187 | $187 | 0.31% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 435 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 435 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental(3 contracts) | SUN LIFE ASSURANCE COMPANY OF CANADA | 266 | $502K |
| Vision(4 contracts) | SUN LIFE ASSURANCE COMPANY OF CANADA | 266 | $650K |
| Life insurance(4 contracts) | SUN LIFE ASSURANCE COMPANY OF CANADA | 266 | $650K |
| Short-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 48 | $60K |
| Long-term disability(4 contracts) | SUN LIFE ASSURANCE COMPANY OF CANADA | 266 | $650K |
| Other(4 contracts) | SUN LIFE ASSURANCE COMPANY OF CANADA | 266 | $650K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 266 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.