| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ENROLLEASE3 Filed as: FIRST PERSON BENEFIT ADVISORS | 8900 KEYSTONE CROSSING INDIANAPOLIS, IN 46240 | SUN LIFE ASSURANCE COMPANY OF CANADA | $32K | $0 | $32K | 8.89% |
| SYCAMORE INSURANCE ASSOCIATES, LLC3 | 999 OHIO ST. TERRE HAUTE, IN 47807 | SUN LIFE ASSURANCE COMPANY OF CANADA | $4K | $0 | $4K | 1.01% |
| NFP INSURANCE SERVICES INC3 | 1250 S CAPITAL OF TEXAS HWY #2-125 AUSTIN, TX 78746 | SUN LIFE ASSURANCE COMPANY OF CANADA | $0 | $1K | $1K | 0.30% |
| ENROLLEASE3 Filed as: FIRST PERSON BENEFIT ADVISORS | 8900 KEYSTONE CROSSING INDIANAPOLIS, IN 46240 | SUN LIFE ASSURANCE COMPANY OF CANADA | $6K | $0 | $6K | 7.89% |
| SYCAMORE INSURANCE ASSOCIATES, LLC3 | 999 OHIO ST. TERRE HAUTE, IN 47807 | SUN LIFE ASSURANCE COMPANY OF CANADA | $1K | $0 | $1K | 1.64% |
| NFP INSURANCE SERVICES INC3 | 1250 S CAPITAL OF TEXAS HWY #2-125 AUSTIN, TX 78746 | SUN LIFE ASSURANCE COMPANY OF CANADA | $0 | $155 | $155 | 0.19% |
| ENROLLEASE3 Filed as: FIRST PERSON BENEFIT ADVISORS | 8900 KEYSTONE CROSSING INDIANAPOLIS, IN 46240 | SUN LIFE ASSURANCE COMPANY OF CANADA | $7K | $0 | $7K | 9.35% |
| SYCAMORE INSURANCE ASSOCIATES, LLC3 | 999 OHIO ST. TERRE HAUTE, IN 47807 | SUN LIFE ASSURANCE COMPANY OF CANADA | $748 | $0 | $748 | 0.97% |
| NFP INSURANCE SERVICES INC3 | 1250 S CAPITAL OF TEXAS HWY #2-125 AUSTIN, TX 78746 | SUN LIFE ASSURANCE COMPANY OF CANADA | $0 | $225 | $225 | 0.29% |
| ENROLLEASE3 Filed as: FIRST PERSON BENEFIT ADVISORS | 8900 KEYSTONE CROSSING INDIANAPOLIS, IN 46240 | SUN LIFE ASSURANCE COMPANY OF CANADA | $5K | $0 | $5K | 8.61% |
| SYCAMORE INSURANCE ASSOCIATES, LLC3 | 999 OHIO ST. TERRE HAUTE, IN 47807 | SUN LIFE ASSURANCE COMPANY OF CANADA | $350 | $0 | $350 | 0.57% |
| NFP INSURANCE SERVICES INC3 | 1250 S CAPITAL OF TEXAS HWY #2-125 AUSTIN, TX 78746 | SUN LIFE ASSURANCE COMPANY OF CANADA | $0 | $209 | $209 | 0.34% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 442 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 442 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental(3 contracts) | SUN LIFE ASSURANCE COMPANY OF CANADA | 270 | $504K |
| Vision(4 contracts) | SUN LIFE ASSURANCE COMPANY OF CANADA | 270 | $585K |
| Life insurance(4 contracts) | SUN LIFE ASSURANCE COMPANY OF CANADA | 270 | $585K |
| Long-term disability(4 contracts) | SUN LIFE ASSURANCE COMPANY OF CANADA | 270 | $585K |
| Other(4 contracts) | SUN LIFE ASSURANCE COMPANY OF CANADA | 270 | $585K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 270 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.