| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ENROLLEASE3 Filed as: FIRST PERSON INC. | 9000 KEYSTONE CROSSING SUITE 910 INDIANAPOLIS, IN 46240 | SUN LIFE ASSURANCE COMPANY OF CANADA | $29K | $6K | $35K | 10.59% |
| SYCAMORE INSURANCE ASSOCIATES, LLC3 Filed as: SYCAMORE INSURANCE ASSOCIATES | 999 OHIO STREET TERRE HAUTE, IN 47807 | SUN LIFE ASSURANCE COMPANY OF CANADA | $3K | $0 | $3K | 1.04% |
| NFP INSURANCE SERVICES INC3 | 1250 S. CAPITAL OF TX HWY #2-125 AUSTIN, TX 78746 | SUN LIFE ASSURANCE COMPANY OF CANADA | $0 | $3K | $3K | 0.95% |
| ENROLLEASE3 Filed as: FIRST PERSON INC. | 9000 KEYSTONE CROSSING SUITE 910 INDIANAPOLIS, IN 46240 | SUN LIFE ASSURANCE COMPANY OF CANADA | $8K | $2K | $10K | 11.84% |
| NFP INSURANCE SERVICES INC3 | 1250 S. CAPITAL OF TX HWY #2-125 AUSTIN, TX 78746 | SUN LIFE ASSURANCE COMPANY OF CANADA | $0 | $734 | $734 | 0.89% |
| SYCAMORE INSURANCE ASSOCIATES, LLC3 Filed as: SYCAMORE INSURANCE ASSOCIATES | 999 OHIO STREET TERRE HAUTE, IN 47807 | SUN LIFE ASSURANCE COMPANY OF CANADA | $481 | $0 | $481 | 0.58% |
| ENROLLEASE3 Filed as: FIRST PERSON INC. | 9000 KEYSTONE CROSSING SUITE 910 INDIANAPOLIS, IN 46240 | SUN LIFE ASSURANCE COMPANY OF CANADA | $6K | $1K | $7K | 10.08% |
| NFP INSURANCE SERVICES INC3 | 1250 S. CAPITAL OF TX HW #2-125 AUSTIN, TX 78756 | SUN LIFE ASSURANCE COMPANY OF CANADA | $0 | $652 | $652 | 0.88% |
| SYCAMORE INSURANCE ASSOCIATES, LLC3 Filed as: SYCAMORE INSURANCE ASSOCIATES | 999 OHIO STREET TERRE HAUTE, IN 47807 | SUN LIFE ASSURANCE COMPANY OF CANADA | $376 | $0 | $376 | 0.51% |
| ENROLLEASE3 Filed as: FIRST PERSON INC. | 9000 KEYSTONE CROSSING SUITE 910 INDIANAPOLIS, IN 46240 | SUN LIFE ASSURANCE COMPANY OF CANADA | $7K | $395 | $7K | 11.08% |
| SYCAMORE INSURANCE ASSOCIATES, LLC3 Filed as: SYCAMORE INSURANCE ASSOCIATES | 999 OHIO STREET TERRE HAUTE, IN 47807 | SUN LIFE ASSURANCE COMPANY OF CANADA | $1K | $0 | $1K | 1.88% |
| NFP INSURANCE SERVICES INC3 | 1250 S CAPITAL OF TX HWY #2-125 AUSTIN, TX 78746 | SUN LIFE ASSURANCE COMPANY OF CANADA | $0 | $722 | $722 | 1.14% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 456 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 456 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | ANTHEM INSURANCE COMPANIES, INC. | 456 | $5.1M |
| Dental(3 contracts) | SUN LIFE ASSURANCE COMPANY OF CANADA | 263 | $484K |
| Vision(4 contracts) | SUN LIFE ASSURANCE COMPANY OF CANADA | 263 | $547K |
| Life insurance(4 contracts) | SUN LIFE ASSURANCE COMPANY OF CANADA | 263 | $547K |
| Long-term disability(4 contracts) | SUN LIFE ASSURANCE COMPANY OF CANADA | 263 | $547K |
| Other(3 contracts) | SUN LIFE ASSURANCE COMPANY OF CANADA | 263 | $465K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 456 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.