| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| IMASERV INC3 | 1 AMERICAN SQUARE SUITE 2400 INDIANAPOLIS, IN 462820013 | METROPOLITAN LIFE INSURANCE COMPANY | $187 | $3K | $3K | 4.11% |
| ARGENT INS CORP3 | 500 POLK STREET SUITE 18 GREENWOOD, IN 461431629 | METROPOLITAN LIFE INSURANCE COMPANY | $217 | — | $217 | 0.26% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF SOUTHWEST IN, INC | 8788 RUFFIAN LANE SUITE A NEWBURGH, IN 476303405 | METROPOLITAN LIFE INSURANCE COMPANY | — | $15 | $15 | 0.02% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF INDIANA LLC | 9247 N MERIDIAN ST SUITE 300 INDIANAPOLIS, IN 46260 | METROPOLITAN LIFE INSURANCE COMPANY | $77 | — | $77 | 0.57% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF SOUTHWEST IN, INC. | 8788 RUFFIAN LANE SUITE A NEWBURGH, IN 476303405 | METROPOLITAN LIFE INSURANCE COMPANY | — | $15 | $15 | 0.11% |
| PARKER BENEFITS, INC.3 Filed as: PARKER BENEFITS INC | P.O. BOX 575 BEDFORD, IN 474210575 | METROPOLITAN LIFE INSURANCE COMPANY | $10 | — | $10 | 0.07% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 188 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 188 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 132 | $83K |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 10 | $3K |
| Other(2 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 188 | $96K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 188 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.