| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| IMASERV INC3 | 101 W WASHINGTON ST. SUITE 1050 EAST INDIANAPOLIS, IN 46204 | METROPOLITAN LIFE INSURANCE COMPANY | $17 | $2K | $2K | 3.71% |
| ONI RISK PARTNERS INC3 Filed as: ONI RISK PARTNER | PO BOX 80159 INDIANAPOLIS, IN 462800159 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $94 | $94 | 0.15% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF SOUTHWEST IN, INC | 8788 RUFFIAN LANE SUITE A NEWBURGH, IN 476303405 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $31 | $31 | 0.05% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF INDIANA LLC | 10401 N. MERIDIAN ST SUITE 300 INDIANAPOLIS, IN 462901113 | METROPOLITAN LIFE INSURANCE COMPANY | $115 | $0 | $115 | 1.15% |
| PARKER BENEFITS, INC.3 Filed as: PARKER BENEFITS INC | PO BOX 575 BEDFORD, IN 474210575 | METROPOLITAN LIFE INSURANCE COMPANY | $8 | $0 | $8 | 0.08% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 192 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 192 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 119 | $63K |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 9 | $2K |
| Other(2 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 192 | $73K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 192 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.