| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ENROLLEASE3 Filed as: ONEDIGITAL EXPRESSLINK LLC | 4200 ROCKSIDE ROAD 300 CLEVELAND, OH 44131 | MEDICAL MUTUAL OF OHIO | $95K | $58K | $153K | 3.18% |
| ENROLLEASE3 Filed as: ONEDIGITAL EXPRESSLINK LLC | 4200 ROCKSIDE RD 300 CLEVELAND, OH 44131 | MEDMUTUAL LIFE INSURANCE COMPANY | $68K | — | $68K | 5.91% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| LAWSON, EDDIE EIN 34-1133688 EMPLOYEE | Plan Administrator Service code 14 | 1603 EAST 27TH STREET CLEVELAND, OH 44114 | $142K |
| WAINBLAT LAW LLC EIN 85-4381750 LEGAL | Consulting (general) Service code 16 | 7738 BLACKFORD DRIVE CHAGRIN FALLS, OH 44022 | $83K |
| MERILL LYNCH EIN 13-5674085 BROKER | Investment advisory (plan) Service code 27 | 1500 AMERICAN BLVD PENNINGTON, NJ 085344129 | $27K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 22,458 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 12 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 22,470 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | MEDICAL MUTUAL OF OHIO | 273 | $4.8M |
| Life insurance | MEDMUTUAL LIFE INSURANCE COMPANY | 12,687 | $1.1M |
| Prescription drug | MEDICAL MUTUAL OF OHIO | 273 | $4.8M |
| Other | MEDMUTUAL LIFE INSURANCE COMPANY | 12,687 | $1.1M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 12,687 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.