| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ENROLLEASE3 Filed as: ONEDIGITAL EXPRESSLINK LLC | 4200 ROCKSIDE ROAD 300 CLEVELAND, OH 44131 | MEDICAL MUTUAL OF OHIO | $72K | $45K | $117K | 3.19% |
| ENROLLEASE3 Filed as: ONEDIGITAL EXPRESSLINK LLC | 4200 ROCKSIDE RD 300 CLEVELAND, OH 44131 | MEDMUTUAL LIFE INSURANCE COMPANY | $59K | — | $59K | 5.92% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| WAINBLAT LAW LLC EIN 85-4381750 LEGAL | Legal Service code 29 | 7738 BLACKFORD DRIVE CHAGRIN FALLS, OH 44022 | $107K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 22,871 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 11 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 22,882 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | MEDICAL MUTUAL OF OHIO | 160 | $3.7M |
| Life insurance | MEDMUTUAL LIFE INSURANCE COMPANY | 12,476 | $1.0M |
| Prescription drug | MEDICAL MUTUAL OF OHIO | 160 | $3.7M |
| Other | MEDMUTUAL LIFE INSURANCE COMPANY | 12,476 | $1.0M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 12,476 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.