| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ALPHA BENEFITS INC3 | 4200 ROCKSIDE ROAD 300 CLEVELAND, OH 44131 | MEDICAL MUTUAL | $70K | $53K | $123K | 3.46% |
| ALPHA BENEFITS INC3 | 4200 ROCKSIDE RD 300 CLEVELAND, OH 44131 | CONSUMERS LIFE INSURANCE COMPANY | $41K | — | $41K | 3.94% |
| EXPRESSLINK GENERAL AGENCY LLC3 | 4200 ROCKSIDE RD 300 CLEVELAND, OH 44131 | CONSUMERS LIFE INSURANCE COMPANY | $21K | — | $21K | 1.97% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| JOHN FILAK EIN 34-1133688 PLAN ADMINISTRATOR | Plan Administrator Service code 14 | 1603 EAST 27TH STREET CLEVELAND, OH 44114 | $122K |
| LITTLER & MENDELSON EIN 94-2602731 LEGAL | Legal Service code 29 | 1100 SUPERIOR AVE, 21 FL CLEVELAND, OH 44114 | $120K |
| ANGELA PLONA EIN 34-1133688 EMPLOYEE | Employee (plan) Service code 30 | 1603 EAST 27TH STREET CLEVELAND, OH 44114 | $87K |
| BRENDA JACKSON EIN 34-1133688 EMPLOYEE | Employee (plan) Service code 30 | 1603 EAST 27TH STREET CLEVELAND, OH 44114 | $62K |
| JL ASSOCIATES, INC. EIN 34-1776903 AUDITOR | Accounting (including auditing) Service code 10 | 23775 COMMERCE PARK STE 1 BEACHWOOD, OH 44122 | $59K |
| VONITA S GILBERT EIN 34-1133688 EMPLOYEE | Employee (plan) Service code 30 | 1603 EAST 27TH STREET CLEVELAND, OH 44114 | $56K |
| VICKI JOHNSON EIN 34-1133688 EMPLOYEE | Employee (plan) Service code 30 | 1603 EAST 27TH STREET CLEVELAND, OH 44114 | $54K |
| STEPHANIE M BRITTON EIN 34-1133688 EMPLOYEE | Employee (plan) Service code 30 | 1603 EAST 27TH STREET CLEVELAND, OH 44114 | $51K |
| RENEE A JOHNSON EIN 34-1133688 EMPLOYEE | Employee (plan) Service code 30 | 1603 EAST 27TH STREET CLEVELAND, OH 44114 | $51K |
| RACHAEL A BERGKESSEL EIN 34-1133688 EMPLOYEE | Employee (plan) Service code 30 | 1603 EAST 27TH STREET CLEVELAND, OH 44114 | $46K |
| LESLIE DAVIS EIN 34-1133688 EMPLOYEE | Employee (plan) Service code 30 | 1603 EAST 27TH STREET CLEVELAND, OH 44114 | $40K |
| PATRICIA HARRISON EIN 34-1133688 EMPLOYEE | Employee (plan) Service code 30 | 1603 EAST 27TH STREET CLEVELAND, OH 44114 | $38K |
| NADINE D BLACK EIN 34-1133688 EMPLOYEE | Employee (plan) Service code 30 | 1603 EAST 27TH STREET CLEVELAND, OH 44114 | $25K |
| MALVINA P SUMMERS EIN 34-1133688 EMPLOYEE | Employee (plan) Service code 30 | 1603 EAST 27TH STREET CLEVELAND, OH 44114 | $22K |
| LEOTA CROSBY SMITH EIN 34-1133688 EMPLOYEE | Employee (plan) Service code 30 | 1603 EAST 27TH STREET CLEVELAND, OH 44114 | $19K |
| THE HUNTINGTON TRUST INVESTMENT ADVISOR | Investment management Service code 28 | 220 MARKET AVENUE CANTON, OH 44702 | $17K |
| RAE L BORDERS EIN 34-1133688 EMPLOYEE | Employee (plan) Service code 30 | 1603 EAST 27TH STREET CLEVELAND, OH 44114 | $15K |
| REBECCA BROWN EIN 34-1133688 EMPLOYEE | Employee (plan) Service code 30 | 1603 EAST 27TH STREET CLEVELAND, OH 44114 | $9K |
| ANN CADE EIN 34-1133688 EMPLOYEE | Employee (plan) Service code 30 | 1603 EAST 27TH STREET CLEVELAND, OH 44114 | $4K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 25,821 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 11 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 25,832 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | MEDICAL MUTUAL | 162 | $3.5M |
| Life insurance | CONSUMERS LIFE INSURANCE COMPANY | 13,302 | $1.1M |
| Prescription drug | MEDICAL MUTUAL | 162 | $3.5M |
| Other | CONSUMERS LIFE INSURANCE COMPANY | 13,302 | $1.1M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 13,302 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.