| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ENROLLEASE3 Filed as: ONEDIGITAL EXPRESSLINK LLC | 4200 ROCKSIDE RD STE 103 INDEPENDENCE, OH 44131 | COMMUNITY INSURANCE COMPANY (G1728) | $2K | $78 | $2K | 15.93% |
| ENROLLEASE3 Filed as: ONEDIGITAL EXPRESSLINK LLC | 4200 ROCKSIDE RD STE 103 INDEPENDENCE, OH 44131 | ANTHEM LIFE INSURANCE COMPANY (G1400) | $1K | $616 | $2K | 19.86% |
| HUNTINGTON INSURANCE INC3 | C/O LORA EISEL 135 E LIBERTY ST WOOSTER, OH 44691 | AFLAC | $157 | — | $157 | 2.08% |
| DANIEL R BRYANT3 | 2644 LARCHVIEW DR PAINESVILLE, OH 44077 | AFLAC | $150 | — | $150 | 1.99% |
| DIGITAL INSURANCE LLC3 | 200 GALLERIA PKWY SE STE 1950 ATLANTA, GA 30339 | AFLAC | $123 | — | $123 | 1.63% |
| WILLIAM JAY MOTHERSBAUGH3 | 13705 PINEY HOLLOW LN PAINESVILLE, OH 44077 | AFLAC | $44 | — | $44 | 0.58% |
| CHARLES HOWARD JOBE3 | 8421 EVERGREEN DR NORTHFIELD, OH 44067 | AFLAC | $42 | — | $42 | 0.56% |
| LYLE S TAYERLE3 | 11500 SHELDON RD MANTUA, OH 44255 | AFLAC | $32 | — | $32 | 0.42% |
| MAKOWSKI INS AGCY INC3 Filed as: MAKOWSKI INSURANCE AGENCY INC | 9404 WOODCHIP LN BROADVIEW HEIGHTS, OH 44147 | AFLAC | $29 | — | $29 | 0.38% |
| EUGENE MAKOWSKI3 Filed as: EUGENE L MAKOWSKI | 8442 LIDO DR BROADVIEW HEIGHTS, OH 44147 | AFLAC | $21 | — | $21 | 0.28% |
| TIMOTHY R QUINLAN3 | PO BOX 387 CONNOQUENESSING, PA 16027 | AFLAC | $16 | — | $16 | 0.21% |
| KRISTIN J QUINLAN3 | PO BOX 387 CONNOQUENESSING, PA 16027 | AFLAC | $11 | — | $11 | 0.15% |
| PROMISE BENEFITS LIMITED3 | PO BOX 387 CONNOQUENESSING, PA 16027 | AFLAC | $10 | — | $10 | 0.13% |
| STEPHEN BRIAN LOMBARDOZZI3 | 5329 GARGASZ DR LORAIN, OH 44053 | AFLAC | $6 | — | $6 | 0.08% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE INC. | 200 GALLERIA PKWY STE 1950 ATLANTA, GA 30339 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $2K | — | $2K | 31.83% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 121 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 121 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | COMMUNITY INSURANCE COMPANY (G1728) | 72 | $21K |
| Dental | COMMUNITY INSURANCE COMPANY (G1728) | 72 | $15K |
| Vision | COMMUNITY INSURANCE COMPANY (G1728) | 72 | $15K |
| Life insurance | ANTHEM LIFE INSURANCE COMPANY (G1400) | 121 | $10K |
| Short-term disability | AFLAC | 13 | $8K |
| Long-term disability | AFLAC | 13 | $8K |
| Prescription drug | RELIANCE STANDARD LIFE INSURANCE COMPANY | 24 | $6K |
| Other | AFLAC | 13 | $8K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 121 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.