| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ENROLLEASE3 Filed as: ONEDIGITAL EXPRESSLINK LLC | 4200 ROCKSIDE RD STE 103 INDEPENDENCE, OH 44131 | COMMUNITY INSURANCE COMPANY (G1728) | $2K | $38 | $2K | 7.12% |
| ENROLLEASE3 Filed as: ONEDIGITAL EXPRESSLINK LLC | 4200 ROCKSIDE RD STE 103 INDEPENDENCE, OH 44131 | ANTHEM LIFE INSURANCE COMPANY (G1400) | $251 | $94 | $345 | 11.86% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE INC. | 200 GALLERIA PKWY STE 1950 ATLANTA, GA 30339 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $614 | — | $614 | 39.21% |
| MAKOWSKI INS AGCY INC3 Filed as: MAKOWSKI INSURANCE AGENCY INC | 9404 WOODCHIP LN BROADVIEW HTS, OH 44147 | AFLAC | $35 | — | $35 | 2.71% |
| HUNTINGTON INSURANCE INC3 | 37 W BROAD ST STE 1100 COLUMBUS, OH 43215 | AFLAC | $26 | — | $26 | 2.01% |
| DANIEL R BRYANT3 | 964 JOHN GLENN DR SEVEN HILLS, OH 44131 | AFLAC | $16 | — | $16 | 1.24% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE INC. | 200 GALLERIA PKWY SE STE 1950 ATLANTA, GA 30339 | AFLAC | $14 | — | $14 | 1.08% |
| CHARLES HOWARD JOBE3 | 8421 EVERGREEN DR NORTHFIELD, OH 44067 | AFLAC | $7 | — | $7 | 0.54% |
| LYLE S TAYERLE3 | 11500 SHELDON RD MANTUA, OH 44255 | AFLAC | $5 | — | $5 | 0.39% |
| EUGENE MAKOWSKI3 Filed as: EUGENE L MAKOWSKI | 8442 LIDO DR BROADVIEW HEIGHTS, OH 44147 | AFLAC | $3 | — | $3 | 0.23% |
| TIMOTHY R QUINLAN3 | PO BOX 387 CONNOQUENESSING, PA 16027 | AFLAC | $3 | — | $3 | 0.23% |
| WILLIAM JAY MOTHERSBAUGH3 | 13705 PINEY HOLLOW LN PAINESVILLE, OH 44077 | AFLAC | $2 | — | $2 | 0.15% |
| KRISTIN J QUINLAN3 | PO BOX 387 CONNOQUENESSING, PA 16027 | AFLAC | $2 | — | $2 | 0.15% |
| STEPHEN BRIAN LOMBARDOZZI3 | 5329 GARGASZ DR LORAIN, OH 44053 | AFLAC | $1 | — | $1 | 0.08% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 120 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 120 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | COMMUNITY INSURANCE COMPANY (G1728) | 28 | $34K |
| Dental | COMMUNITY INSURANCE COMPANY (G1728) | 26 | $32K |
| Vision | COMMUNITY INSURANCE COMPANY (G1728) | 26 | $32K |
| Life insurance | ANTHEM LIFE INSURANCE COMPANY (G1400) | 120 | $3K |
| Short-term disability | AFLAC | 13 | $1K |
| Long-term disability | AFLAC | 13 | $1K |
| Prescription drug | RELIANCE STANDARD LIFE INSURANCE COMPANY | 28 | $2K |
| Other | AFLAC | 13 | $1K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 120 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.