| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ALPHA BENEFITS INC3 | 4200 ROCKSIDE RD STE 103 CLEVELAND, OH 44131 | MEDICAL MUTUAL | $7K | $5K | $12K | 15.19% |
| ALPHA BENEFITS INC3 | 4200 ROCKSIDE RD STE 103 CLEVELAND, OH 44131 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $5K | — | $5K | 9.21% |
| ALPHA BENEFITS INC3 | 4200 ROCKSIDE RD STE 300 INDEPENDENCE, OH 44131 | SUN LIFE ASSURANCE COMPANY OF CANADA | $1K | — | $1K | 9.95% |
| EXPRESSLINK GENERAL AGENCY LLC3 | 4200 ROCKSIDE RD STE 103 CLEVELAND, OH 44131 | SUN LIFE ASSURANCE COMPANY OF CANADA | — | $554 | $554 | 4.49% |
| ALPHA BENEFITS INC3 | 4200 ROCKSIDE RD STE 103 INDEPENDENCE, OH 44131 | SUN LIFE ASSURANCE COMPANY OF CANADA | $967 | — | $967 | 13.44% |
| EXPRESSLINK GENERAL AGENCY LLC3 | 4200 ROCKSIDE RD STE 103 CLEVELAND, OH 44131 | SUN LIFE ASSURANCE COMPANY OF CANADA | — | $360 | $360 | 5.00% |
| DANIEL R BRYANT3 | 964 JOHN GLENN DR SEVEN HILLS, OH 44131 | AFLAC | $265 | $12 | $277 | 3.94% |
| MAKOWSKI INS AGCY INC3 Filed as: MAKOWSKI INSURANCE AGENCY INC | 9404 WOODCHIP LN BROADVIEW HEIGHTS, OH 44147 | AFLAC | $271 | — | $271 | 3.85% |
| HUNTINGTON INSURANCE INC3 | 37 W BROAD ST STE 100 COLUMBUS, OH 43215 | AFLAC | $195 | — | $195 | 2.77% |
| ALPHA BENEFITS INC3 | 4200 ROCKSIDE RD STE 300 CLEVELAND, OH 44131 | AFLAC | $177 | — | $177 | 2.52% |
| CHARLES HOWARD JOBE3 | 6852 AMHERST DR APT 2108 SAGAMORE HILLS, OH 44067 | AFLAC | $84 | — | $84 | 1.19% |
| KRISTIN J QUINLAN3 | 137 SEMICONON LN RENFREW, PA 16053 | AFLAC | $13 | $2 | $15 | 0.21% |
| TIMOTHY R QUINLAN3 | 137 SEMICONON LN RENFREW, PA 16053 | AFLAC | $12 | $2 | $14 | 0.20% |
| EUGENE MAKOWSKI3 Filed as: EUGENE L MAKOWSKI | 8442 LIDO DR BROADVIEW HEIGHTS, OH 44147 | AFLAC | $7 | — | $7 | 0.10% |
| LYLE S TAYERLE3 | 11500 SHELDON RD MANTUA, OH 44255 | AFLAC | $5 | — | $5 | 0.07% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 102 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 102 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | MEDICAL MUTUAL | 61 | $128K |
| Dental | SUN LIFE ASSURANCE COMPANY OF CANADA | 27 | $12K |
| Vision | SUN LIFE ASSURANCE COMPANY OF CANADA | 27 | $12K |
| Life insurance | SUN LIFE ASSURANCE COMPANY OF CANADA | 96 | $7K |
| Other(2 contracts, 2 carriers) | SUN LIFE ASSURANCE COMPANY OF CANADA | 96 | $14K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 96 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.