| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HUNTINGTON INSURANCE INC3 | 37 WEST BROAD STREET, 7TH FLOOR COLUMBUS, OH 43110 | AETNA | $9K | — | $9K | 2.01% |
| HUNTINGTON INSURANCE INC3 | 37 W BROAD ST, STE 700 COLUMBUS, OH 432154132 | UNITEDHEALTHCARE INSURANCE COMPANY | $9K | — | $9K | 3.80% |
| HUNTINGTON INSURANCE INC3 Filed as: HUNTINGTON INSURANCE | 37 WEST BOARD ST 7TH FLOOR COLUMBUS, OH 43215 | MEDMUTUAL LIFE INSURANCE COMPANY | $4K | $2K | $6K | 14.66% |
| HUNTINGTON INSURANCE INC3 | 37 WEST BROAD ST COLUMBUS, OH 43215 | AMERICAN HERITAGE LIFE INSURANCE | $4K | — | $4K | 19.25% |
| MICHAEL T EISEL3 | 1318 LOGAN LANE WOOSTER, OH 44691 | AMERICAN HERITAGE LIFE INSURANCE | $389 | — | $389 | 2.02% |
| HUNTINGTON INSURANCE INC3 | 221 S CHURCH ST BOWLING GREEN, OH 43402 | AMERICAN HERITAGE LIFE INSURANCE | $93 | — | $93 | 0.48% |
| COVEY RUN INSURANCE LLC3 | 341 COPPER CREEK AMHERST, OH 44001 | AMERICAN HERITAGE LIFE INSURANCE | $15 | — | $15 | 0.08% |
| THOMAS W BOSTON3 | 13661 MARKET AVE N HARTVILLE, OH 44632 | AMERICAN HERITAGE LIFE INSURANCE | $11 | — | $11 | 0.06% |
| HUNTINGTON INSURANCE INC3 Filed as: HUNTINGTON INSURANCE, INC. | 221 SOUTH CHURCH STREET BOWLING GREEN, OH 43402 | STARMOUNT LIFE INSURANCE COMPANY | $1K | — | $1K | 9.28% |
| HUNTINGTON INSURANCE INC3 Filed as: HUNTINGTON INSURANCE | 221 SOUTH CHURCH STREET BOWLING GREEN, OH 43402 | EYEMED VISION CARE | $305 | — | $305 | 9.87% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| HUNTINGTON INSURANCE INC BROKER | Insurance agents and brokers Service code 22 | 37 WEST BROAD STREET, 7TH FLOOR COLUMBUS, OH 43110 | $0 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 105 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 106 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | AETNA | 160 | $676K |
| Dental(2 contracts, 2 carriers) | AETNA | 160 | $450K |
| Vision(2 contracts, 2 carriers) | AETNA | 160 | $439K |
| Life insurance(2 contracts, 2 carriers) | MEDMUTUAL LIFE INSURANCE COMPANY | 140 | $61K |
| Short-term disability | MEDMUTUAL LIFE INSURANCE COMPANY | 140 | $42K |
| Other | AMERICAN HERITAGE LIFE INSURANCE | 24 | $19K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 160 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.