| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HUNTINGTON INSURANCE INC3 Filed as: HUNTINGTON INSURANCE CO | 221 SOUTH CHURCH STREET BOWLING GREEN, OH 43402 | NATIONAL GUARDIAN LIFE | $2K | — | $2K | 4.85% |
| HUNTINGTON INSURANCE INC3 Filed as: HUNTINGTON INSURANCE | 37 WEST BOARD ST 7TH FLOOR COLUMBUS, OH 43215 | CONSUMERS LIFE INSURANCE COMPANY | $4K | $2K | $5K | 15.63% |
| HUNTINGTON INSURANCE INC3 | 121 NORTH MARKET STREET, STE 400 WOOSTER, OH 44691 | AMERICAN HERITAGE LIFE INSURANCE | $2K | — | $2K | 18.49% |
| MICHAEL T EISEL3 | 1318 LOGAN LANE WOOSTER, OH 44691 | AMERICAN HERITAGE LIFE INSURANCE | $332 | — | $332 | 2.87% |
| HUNTINGTON INSURANCE INC3 | 221 S CHURCH ST BOWLING GREEN, OH 43402 | AMERICAN HERITAGE LIFE INSURANCE | $95 | — | $95 | 0.82% |
| THOMAS W BOSTON3 | 13661 MARKET AVE N HARTVILLE, OH 44632 | AMERICAN HERITAGE LIFE INSURANCE | $16 | — | $16 | 0.14% |
| HUNTINGTON INSURANCE INC3 Filed as: HUNTINGTON INSURANCE CO | 221 SOUTH CHURCH STREET BOWLING GREEN, OH 43402 | EYEMED VISION CARE | $749 | — | $749 | 9.96% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 100 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 100 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | MEDICAL MUTUAL | 67 | $527K |
| Dental | NATIONAL GUARDIAN LIFE | 63 | $35K |
| Vision | EYEMED VISION CARE | 118 | $8K |
| Life insurance(2 contracts, 2 carriers) | CONSUMERS LIFE INSURANCE COMPANY | 133 | $46K |
| Short-term disability | CONSUMERS LIFE INSURANCE COMPANY | 133 | $35K |
| Other | AMERICAN HERITAGE LIFE INSURANCE | 14 | $12K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 133 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.