See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 7 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 10 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| JP FARLEY CORPORATION EIN 34-1363719 NONE | Claims processing Service code 12 | 29055 CLEMENS ROAD WESTLAKE, OH 44145 | $275K |
| KOEHLER FITZGERALD LLC EIN 27-4209347 NONE | Legal Service code 29 | 1111 SUPERIOR AVE EAST SUITE 2500 CLEVELAND, OH 44114 | $36K |
| CIGNA CORPORATION EIN 06-0303370 NONE | Direct payment from the plan; Claims processing Service code 12 | PO BOX 645014 CINCINNATI, OH 45264 | $17K |
| MEDWATCH LLC EIN 16-1662117 NONE | Claims processing Service code 12 | PO BOX 21796 TAMPA, FL 33630 | $11K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 573 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 272 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 845 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | HUMANA INSURANCE COMPANY | 527 | $285K |
| Vision | HUMANA INSURANCE COMPANY | 467 | $60K |
| Life insurance(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 788 | $259K |
| Long-term disability | HARTFORD LIFE AND ACCIDENT | 818 | $181K |
| Other(4 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 788 | $374K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 818 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. This is either a small-plan minimum fee or an inefficient broker structure open to a counter-bid.