| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| LEONARD INSURANCE SERVICES AGENCY3 Filed as: LEONARD INSURANCE | 4244 MT PLEASANT ST NW #200 #200 NORTH CANTON, OH 44720 | AULTCARE INSURANCE COMPANY | $31K | — | $31K | 8.14% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF OH LLC | 3900 KINROSS LAKES PKW SUITE 300 RICHFIELD, OH 44286 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $17K | — | $17K | 6.56% |
| HUNTINGTON INSURANCE INC3 | 37 WEST BROAD ST COLUMBUS, OH 43215 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $10K | — | $10K | 4.05% |
| ANTHONY J. CANINI3 Filed as: ANTHONY P CIFANI | 25 PACIFICA #6337 IRVINE, CA 92648 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $9K | — | $9K | 3.54% |
| JOSHUA SMITH4 | 399 US HWY 224 SULIVAN, OH 44880 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $8K | — | $8K | 3.07% |
| JAMIE A BAIL3 Filed as: JAMIE ROBERTS | 291 SILVER MEADOW WADSWORTH, OH 44281 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $6K | — | $6K | 2.25% |
| RICHARD YANKE3 | 5016 BARLOW DRIVE BRUNSWICK, OH 44212 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $6K | — | $6K | 2.20% |
| CGI VOLUNTARY BENEFITS, INC.3 Filed as: CGI VOLUNTARY BENEFITS INC. | 3500 WOODRIDGE RD CLEVELAND, OH 44121 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $2K | — | $2K | 0.83% |
| ACRISURE LLC3 | 1375 EAST 9TH ST CLEVELAND, OH 44114 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $2K | — | $2K | 0.79% |
| HUNTINGTON INSURANCE INC3 | 221 SOURTH CHURCH STREET BOWLING GREEN, OH 43402 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $2K | — | $2K | 0.75% |
| KATIE D DUER3 | 2801 S. MEDINA LINE RD WADSWORTH, OH 44281 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $1K | — | $1K | 0.49% |
| ERIKA M PERRIN3 | 11565 GRENDA CIRCLE NE HARTVILLE, OH 44632 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $456 | — | $456 | 0.18% |
| MICHAEL T EISEL3 | 1318 LOGAN LANE WOOSTER, OH 44691 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $451 | — | $451 | 0.18% |
| THOMAS W BOSTON3 Filed as: THOMAS BOSTON | 13661 MARKET AVE N HARTVILLE, OH 44632 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $188 | — | $188 | 0.07% |
| LEONARD INS SVCS AGCY INC3 Filed as: LEONARD INS SERVICES AGENCY INC | 4244 MOUNT PLEASANT ST NW NORTH CANTON, OH 44720 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $182 | — | $182 | 0.07% |
| DAVID M. BRANSKY3 | 4958 CORLISS RD LYNDHURST, OH 44124 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $170 | — | $170 | 0.07% |
| CHRISTOPHER A PIKE3 | 5706 TURNEY RD SUITE 202 GARFIELD HTS, OH 44125 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $35 | — | $35 | 0.01% |
| LANE FINANCIAL INC3 | 3009 WILMINGTON RD SUITE 100 NEW CASTLE, PA 16105 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $15 | — | $15 | 0.01% |
| LEONARD INSURANCE SERVICES AGENCY4 | 4244 MT PLEASEANT ST NW #200 NORTH CANTON, OH 44720 | AMERICAN UNITED LIFE INSURANCE COMPANY | $13K | — | $13K | 8.62% |
| HUNTINGTON INSURANCE INC3 Filed as: HUNTINGTON INS INC | 221 S. CHURCH ST. BOWLING GREEN, OH 43402 | AMERICAN UNITED LIFE INSURANCE COMPANY | $9K | — | $9K | 6.38% |
| LEONARD INS SVCS AGCY INC3 | 4244 MT PLEASANT ST NW #200 NORTH CANTON, OH 44720 | VISION SERVICE PLAN | $1K | — | $1K | 5.05% |
| LEONARD INS SVCS AGCY INC3 | 4244 MT PLEASANT ST NW #200 NORTH CANTON, OH 44720 | AMERICAN UNITED LIFE INSURANCE COMPANY | $2K | — | $2K | 9.14% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 398 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 398 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | VISION SERVICE PLAN | 179 | $25K |
| Life insurance(3 contracts, 2 carriers) | AMERICAN HERITAGE LIFE INSURANCE COMPANY | 397 | $416K |
| Short-term disability | AMERICAN HERITAGE LIFE INSURANCE COMPANY | 298 | $253K |
| Long-term disability | AMERICAN UNITED LIFE INSURANCE COMPANY | 286 | $145K |
| Stop-loss / reinsurancereinsurance | AULTCARE INSURANCE COMPANY | 723 | $385K |
| Other(2 contracts) | AMERICAN UNITED LIFE INSURANCE COMPANY | 397 | $163K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 723 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.