Welfare broker

CGI VOLUNTARY BENEFITS, INC.

Mailing address (most recent filing)

20046 WALKER ROAD, SUITE 5

SHAKER HEIGHTS, OH 44121

Total comp: $262K
Commissions: $241K
Fees: $20K
Filings: 53
Sponsors: 53

Carrier mix

Where CGI VOLUNTARY BENEFITS, INC. places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

AMERICAN HERITAGE LIFE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
AMERICAN HERITAGE LIFE INSURANCE COMPANY	1	$126K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
PA	1	$126K	0.0%	23.98x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of CGI VOLUNTARY BENEFITS, INC.'s plans by broker comp / premium ratio. Median 41.82% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of CGI VOLUNTARY BENEFITS, INC.'s book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where CGI VOLUNTARY BENEFITS, INC. is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
FLATIRON HOLDINGS, LLC FLATIRON HOLDINGS LLC WORKSITE BENEFITS	PA	$126K	$53K	AMERICAN HERITAGE LIFE INSURANCE COMPANY