| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| WORLD INS ASSOC LLC3 | 656 SHEWSBURY AVENUE SUITE 20 TINTON FALLS, NJ 07701 | HUMANA MEDICAL PLAN, INC. | $45K | — | $45K | 5.97% |
| WORLD INS ASSOC LLC3 | 656 SHEWSBURY AVENUE SUITE 20 TINTON FALLS, NJ 07701 | HUMANA MEDICAL PLAN, INC. | $3K | — | $3K | 6.01% |
| SHERILL ASHLEY HERNANDEZ3 | 6750 NORTH ANDREWS AVENUE SUITE 200 FORT LAUDERDALE, FL 33309 | AFLAC | $1K | $31 | $1K | 2.89% |
| SHIRLEY E MARTIN3 | 500 BAYVIEW DRIVE APARTMENT 328 SUNNY ISLES BEACH, FL 33160 | AFLAC | $789 | $33 | $822 | 1.79% |
| EDWARD JOHN BOSELLI3 | 22272 CALIBRE COURT APARTMENT 2107 BOCA RATON, FL 33433 | AFLAC | $705 | $55 | $760 | 1.66% |
| L A D FINANCIAL CORP3 | 13308 ALTON ROAD PALM BEACH GARDENS, FL 33418 | AFLAC | $326 | $24 | $350 | 0.76% |
| SHARONA ABADI3 | 1835 NORTHEAST MIAMI GARDENS DRIVE PMB 335 NORTH MIAMI BEACH, FL 33179 | AFLAC | $186 | — | $186 | 0.41% |
| V V BENEFIT SOLUTIONS INC3 | 15704 75TH LANE NORTH LOXAHATCHEE, FL 33470 | AFLAC | $142 | — | $142 | 0.31% |
| TALLON AND ASSOCIATES INC3 | PO BOX 30668 PALM BEACH GARDENS, FL 33420 | AFLAC | $132 | — | $132 | 0.29% |
| BRIAN GEORGE JAEGGI3 | 2875 NORTHWEST 28TH STREET BOCA RATON, FL 33434 | AFLAC | $104 | — | $104 | 0.23% |
| DENNIS FENNELL3 Filed as: DENNIS FERNANDO NIEVES LOPEZ | 1500 NORTHEAST 136TH STREET APARTMENT 2 NORTH MIAMI, FL 33161 | AFLAC | $94 | — | $94 | 0.21% |
| AILEEN KEENAN3 Filed as: AILEEN M KEENAN | 9603 NORTHWEST 36TH COURT CORAL SPRINGS, FL 33065 | AFLAC | $87 | — | $87 | 0.19% |
| TOMAS E FLORES3 | 2030 HUDSON STREET APARTMENT 942 FORT LEE, NJ 07024 | AFLAC | $70 | — | $70 | 0.15% |
| JONATHAN A HERNANDEZ3 | 6750 NORTH ANDREWS AVENUE SUITE 200 FORT LAUDERDALE, FL 33309 | AFLAC | $67 | — | $67 | 0.15% |
| OTIS ENTERPRISES INC3 | 920 FLORAL BANK PT WOODSTOCK, GA 30188 | AFLAC | $37 | — | $37 | 0.08% |
| JEANNINE CAPPUSO3 Filed as: JEANNINE MARIE CAPPUSO | 44355 DELACROIX LANE CLINTON TOWNSHIP, MI 48038 | AFLAC | $37 | — | $37 | 0.08% |
| M PEARSON ASSOCIATES CORP3 | 1 BAY HARBOR ROAD TEQUESTA, FL 33469 | AFLAC | $33 | — | $33 | 0.07% |
| EDUARDO LAMAS3 | 621 NORTHWEST 10TH COURT BOYNTON BEACH, FL 33426 | AFLAC | $30 | — | $30 | 0.07% |
| MARIA C ORTIZ3 | 7400 SOUTHWEST 50TH TERRACE SUITE 300 MIAMI, FL 33155 | AFLAC | $28 | — | $28 | 0.06% |
| CHAD P SCHNEIDER3 | 22213 1/2 ERWIN STREET WOODLAND HILLS, CA 91367 | AFLAC | $28 | — | $28 | 0.06% |
| SHAWN M LANDECK3 | 102 NORTHEAST 2ND STREET PMB 102 BOCA RATON, FL 33432 | AFLAC | $20 | — | $20 | 0.04% |
| ROBENSON REMELUS3 | 1220 NORTHWEST 103RD LANE APARTMENT 426 MIAMI, FL 33147 | AFLAC | $18 | — | $18 | 0.04% |
| SANTA MAYELIN HERNANDEZ3 | 19400 CHRISTMAS ROAD CUTLER BAY, FL 33157 | AFLAC | $17 | — | $17 | 0.04% |
| SANDRA L SARFF3 | 3811 EAST CHICO LANE TUSCON, AZ 85739 | AFLAC | $16 | — | $16 | 0.03% |
| WORLD INSURANCE ASSOCIATES LLC3 | 14821 S DIXIE HWY MIAMI, FL 33176 | AFLAC | $14 | — | $14 | 0.03% |
| ETHAN GREER3 | 3253 E MALLORY BLVD JUPITER, FL 33458 | AFLAC | $13 | — | $13 | 0.03% |
| MARTA M SASTRE3 | 1214 COLUMBUS BLVD CORAL GABLES, FL 33134 | AFLAC | $13 | — | $13 | 0.03% |
| SUWAT ASSAWAMATIYANONT3 | 8171 HAMPTON WOOD DR BOCA RATON, FL 33433 | AFLAC | $7 | — | $7 | 0.02% |
| VALERIE MARQUEZ BLANCO3 | 12110 SW 105TH TERRACE MIAMI, FL 33186 | AFLAC | $6 | — | $6 | 0.01% |
| SCOTT WEBB3 | 26729 NORTH 91ST DRIVE PEORIA, AZ 85383 | AFLAC | $5 | — | $5 | 0.01% |
| WILLIS TOWERS WATSON US LLC3 Filed as: JOHN H WILLIS JR | 1431 NORTHEAST 55TH STREET FORT LAUDERDALE, FL 33334 | AFLAC | $4 | — | $4 | 0.01% |
| FRANK ROBERT SOBOCINSKI3 | 2000 PGA BLVD SUITE 4440 PALM BEACH GARDENS, FL 33408 | AFLAC | $4 | — | $4 | 0.01% |
| WILLIS TOWERS WATSON US LLC3 Filed as: JOSEPH H WILLIS JR | 1431 NE 55TH FORT LAUDERDALE, FL 33334 | AFLAC | $4 | — | $4 | 0.01% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: JAMES GRAYDON BROWN | 2522 PWNES LANDING TRAIL NORTHWEST KENNESAW, GA 30152 | AFLAC | $2 | — | $2 | 0.00% |
| BROOKS VENTURES INC3 | 7111 NW 46TH CT LAUDERHILL, FL 33319 | AFLAC | $2 | — | $2 | 0.00% |
| DAVID S MORRIS3 | 950 PENINSULA CORPORATE CIRCLE SUITE 1005 BOCA RATON, FL 33487 | AFLAC | $1 | — | $1 | 0.00% |
| MARIA ORBE3 | 8362 PINES BOULEVARD PMB 250 PEMBROKE PINES, FL 33024 | AFLAC | $1 | — | $1 | 0.00% |
| JEFFREY A KLEINMAN SR3 | 33202 NORTH 46TH WAY CAVE CREEK, AZ 85331 | AFLAC | $0 | — | $0 | 0.00% |
| MARILYN JEAN MILLIGAN3 Filed as: MARILYN JEANS MILLIGAN | PO BOX 422 POST SALERNO, FL 34992 | AFLAC | $0 | — | $0 | 0.00% |
| RACHELLE EMILCAR3 | 4307 COHUNE PALN COURT LAKE WORTH, FL 33463 | AFLAC | $0 | — | $0 | 0.00% |
| WORLD INS ASSOC LLC3 | 656 SHEWSBURY AVENUE SUITE 20 TINTON FALLS, NJ 07701 | HUMANA INSURANCE COMPANY | $4K | $514 | $5K | 11.20% |
| WORLD INSURANCE ASSOCIATES LLC3 | 14821 SOUTH DIXIE HIGHWAY MIAMI, FL 33176 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | — | $3K | 15.00% |
| WORLD INSURANCE ASSOCIATES LLC3 | 14821 SOUTH DIXIE HIGHWAY MIAMI, FL 33176 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | — | $3K | 15.00% |
| WORLD INSURANCE ASSOCIATES LLC3 | 14821 SOUTH DIXIE HIGHWAY MIAMI, FL 33176 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | — | $3K | 15.00% |
| WORLD INS ASSOC LLC3 | 656 SHEWSBURY AVENUE SUITE 20 TRINTON FALLS, NJ 07701 | HUMANA INSURANCE COMPANY | $1K | $169 | $1K | 11.57% |
| WORLD INS ASSOC LLC3 | 656 SHEWSBURY AVENUE SUITE 20 TINTON FALLS, NJ 07701 | COMPBENEFITS COMPANY | $721 | $363 | $1K | 15.07% |
| MORRIS & REYNOLDS INC3 Filed as: MORRIS & REYNOLDS | 14821 SOUTH DIXIE HIGHWAY MIAMI, FL 33176 | PREFERRED LEGAL PLAN | $318 | — | $318 | 29.31% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 168 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 168 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts) | HUMANA MEDICAL PLAN, INC. | 97 | $807K |
| Dental(2 contracts, 2 carriers) | HUMANA INSURANCE COMPANY | 66 | $51K |
| Vision | HUMANA INSURANCE COMPANY | 124 | $11K |
| Life insurance(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 161 | $34K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 42 | $19K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 160 | $19K |
| Other(5 contracts, 4 carriers) | HUMANA MEDICAL PLAN, INC. | 161 | $139K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 161 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.