| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MORRIS & REYNOLDS INC3 | 14821 SOUTH DIXIE HIGHWAY MIAMI, FL 33176 | HUMANA MEDICAL PLAN, INC | $56K | — | $56K | 5.98% |
| SHERILL ASHLEY HERNANDEZ3 | 6750 NORTH ANDREWS AVENUE SUITE 200 FORT LAUDERDALE, FL 33309 | AFLAC | $5K | $28 | $5K | 7.52% |
| SHIRLEY E MARTIN3 | 500 BAYVIEW DRIVE APARTMENT 328 SUNNY ISLES BEACH, FL 33160 | AFLAC | $2K | $108 | $2K | 3.41% |
| EDWARD JOHN BOSELLI3 | 6102 WHEATLEY COURT BOYNTON BEACH, FL 33436 | AFLAC | $1K | $30 | $1K | 2.29% |
| V V BENEFIT SOLUTIONS INC3 | 15704 75TH LANE NORTH LOXAHATCHEE, FL 33470 | AFLAC | $1K | — | $1K | 2.19% |
| TOMAS E FLORES3 | 1265 15TH STREET APARTMENT 16G FORT LEE, NJ 07024 | AFLAC | $1K | $28 | $1K | 2.04% |
| JEANNINE CAPPUSO3 Filed as: JEANNINE MARIE CAPPUSO | 7801 NORTH FEDERAL HIGHWAY BUILDING 4-202 BOCA RATON, FL 33487 | AFLAC | $1K | — | $1K | 2.00% |
| TIFFANY JOHNSON3 | 7704 SOUTHWEST 83RD PLACE NORTH LAUDERDALE, FL 33068 | AFLAC | $1K | — | $1K | 1.88% |
| SANTA MAYELIN HERNANDEZ3 | 6911 SOUTHWEST 83RD PLACE MIAMI, FL 33143 | AFLAC | $781 | — | $781 | 1.24% |
| GIGI NAVARO3 | 4413 TUSCANY WAY BOYNTON BEACH, FL 33435 | AFLAC | $711 | $21 | $732 | 1.16% |
| SHARONA ABADI3 | 1835 NORTHEAST MIAMI GARDENS DRIVE SUITE 335 NORTH MIAMI BEACH, FL 33179 | AFLAC | $485 | — | $485 | 0.77% |
| GIGI NAVARRO3 | 2285 SHIMMERY LANE LAKE WORTH, FL 33462 | AFLAC | $385 | — | $385 | 0.61% |
| AILEEN KEENAN3 | 9603 NORTHWEST 36TH COURT CORAL SPRINGS, FL 33065 | AFLAC | $325 | — | $325 | 0.51% |
| L A D FINANCIAL CORP3 | 13308 ALTON ROAD PALM BEACH GARDENS, FL 33418 | AFLAC | $307 | — | $307 | 0.49% |
| BRIANNA GRACE BARR3 | 638 LINDELL BOULEVARD DELRAY BEACH, FL 33444 | AFLAC | $286 | — | $286 | 0.45% |
| TALLON AND ASSOCIATES INC3 | PO BOX 30668 PALM BEACH GARDENS, FL 33420 | AFLAC | $262 | — | $262 | 0.41% |
| JONATHAN A HERNANDEZ3 | 6750 NORTH ANDREWS AVENUE SUITE 200 FORT LAUDERDALE, FL 33309 | AFLAC | $217 | — | $217 | 0.34% |
| VALERIE MARQUEZ BLANCO3 | 12110 SOUTHWEST 105TH TERR MIAMI, FL 33186 | AFLAC | $122 | — | $122 | 0.19% |
| ORTS ENTERPRISES INC3 | 14551 SOUTH TRAVEL DRIVE UNIT 432 DRAPER, UT 84020 | AFLAC | $114 | — | $114 | 0.18% |
| MARIA C ORTIZ3 | 7400 SOUTHWEST 50TH TERRACE SUITE 300 MIAMI, FL 33155 | AFLAC | $101 | — | $101 | 0.16% |
| SHAWN M LANDECK3 | 150 EAST PALMETTO PARK ROAD SUITE 800 BOCA RATON, FL 33432 | AFLAC | $72 | — | $72 | 0.11% |
| ROBENSON REMELUS3 | 1220 NORTHWEST 103RD LANE APARTMENT 426 MIAMI, FL 33147 | AFLAC | $64 | — | $64 | 0.10% |
| MORRIS & REYNOLDS INC3 Filed as: MORRIS AND REYNOLDS INC | 10395 SOUTHWEST 58TH COURT MIAMI, FL 33156 | AFLAC | $43 | — | $43 | 0.07% |
| EDUARDO LAMAS3 | 10475 SOUTHWEST 58TH STREET MIAMI, FL 33173 | AFLAC | $30 | — | $30 | 0.05% |
| MARILYN JEAN MILLIGAN3 | PO BOX 442 PORT SALERNO, FL 34992 | AFLAC | $28 | — | $28 | 0.04% |
| CHAD P SCHNEIDER3 | 1 WEST SUPERIOR STREET APARTMENT 1301 CHICAGO, IL 60654 | AFLAC | $27 | — | $27 | 0.04% |
| SUWAT ASSAWAMATIYANONT3 | 8171 HAMPTON WOOD DRIVE BOCA RATON, FL 33433 | AFLAC | $19 | — | $19 | 0.03% |
| SYLVIA ROSSI-MONTERO3 | 3109 GRAND AVENUE SUITE 412 COCONUT GROVE, FL 33133 | AFLAC | $16 | — | $16 | 0.03% |
| SANDRA L SARFF3 | 7090 NORTH ORACLE ROAD PMB 152 TUCSON, AZ 85704 | AFLAC | $16 | — | $16 | 0.03% |
| FRANK ROBERT SOBOCINSKI3 | 528 SWEET BAY CIRCLE JUPITER, FL 33458 | AFLAC | $10 | — | $10 | 0.02% |
| WILLIS TOWERS WATSON US LLC3 Filed as: JOSEPH H WILLIS JR | 1431 NORTHEAST 55TH STREET FORT LAUDERDALE, FL 33334 | AFLAC | $10 | — | $10 | 0.02% |
| MARTA M SASTRE3 | PO BOX 140127 CORAL GABLES, FL 33114 | AFLAC | $8 | — | $8 | 0.01% |
| DE VITA B MCKENZIE3 | 300 EAST ESPLANADE DRIVE SUITE 1220 OXNARD, CA 93036 | AFLAC | $8 | — | $8 | 0.01% |
| SCOTT WEBB3 | 26729 NORTH 91ST DRIVE PEORIA, AZ 85383 | AFLAC | $5 | — | $5 | 0.01% |
| MARTHA M SASTRE3 | 1214 COLUMBUS BOULEVARD CORAL GABLES, FL 33134 | AFLAC | $4 | — | $4 | 0.01% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: JAMES GRAYDON BROWN | 2522 OWENS LANDING TRAIL NORTHWEST KENNESAW, GA 30152 | AFLAC | $2 | — | $2 | 0.00% |
| DAVID S MORRIS3 | 950 PENINSULA CORPORATE CIRCLE SUITE 1005 BOCA RATON, FL 33487 | AFLAC | $1 | — | $1 | 0.00% |
| CHRISTINE M SINTAY3 | 2645 GRASSY SPRING PLACE LAS VEGAS, NV 89135 | AFLAC | $1 | — | $1 | 0.00% |
| MARIA ORBE3 | 8362 PINES BOULEVARD SUITE 250 PEMBROKE PINES, FL 33024 | AFLAC | $1 | — | $1 | 0.00% |
| TRAVIS HERNANDEZ3 Filed as: TRAVIS ANDREW HERNANDEZ | 6750 NORTH ANDREWS AVENUE SUITE 200 FORT LAUDERDALE, FL 33309 | AFLAC | $1 | — | $1 | 0.00% |
| JEFFREY A KLEINMAN SR3 | 3420 EAST SHEA BOULEVARD SUITE 168 PHOENIX, AZ 85028 | AFLAC | $0 | — | $0 | 0.00% |
| JEFFREY A KLEINMAN SR3 | 33202 NORTH 46TH WAY CAVE CREEK, AZ 85331 | AFLAC | $0 | — | $0 | 0.00% |
| MORRIS & REYNOLDS INC3 | 14821 SOUTH DIXIE HIGHWAY MIAMI, FL 33176 | HUMANA INSURANCE COMPANY | $4K | — | $4K | 9.96% |
| MORRIS & REYNOLDS INC3 Filed as: MORRIS & REYNOLDS INSURANCE | 14821 SOUTH DIXIE HIGHWAY MIAMI, FL 33176 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $6K | — | $6K | 20.00% |
| MORRIS & REYNOLDS INC3 Filed as: MORRIS & REYNOLDS | 14821 SOUTH DIXIE HIGHWAY MIAMI, FL 33176 | STANDARD INSURANCE COMPANY | $1K | — | $1K | 4.95% |
| NATIONAL BENEFIT CENTER3 Filed as: NATIONAL BENEFIT CENTER LLC | 6830 COCHRAN ROAD SOLON, OH 44139 | STANDARD INSURANCE COMPANY | $245 | — | $245 | 0.98% |
| MORRIS & REYNOLDS INC3 Filed as: MORRIS & REYNOLDS INSURANCE | 14821 SOUTH DIXIE HIGHWAY MIAMI, FL 33176 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $5K | — | $5K | 20.00% |
| MORRIS & REYNOLDS INC3 Filed as: MORRIS & REYNOLDS INSURANCE | 14821 SOUTH DIXIE HIGHWAY MIAMI, FL 33176 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $4K | — | $4K | 20.00% |
| MORRIS & REYNOLDS INC3 | 14821 SOUTH DIXIE HIGHWAY MIAMI, FL 33176 | COMPBENEFITS COMPANY | $1K | — | $1K | 10.01% |
| MORRIS & REYNOLDS INC3 Filed as: MORRIS & REYNOLDS INSURANCE | 14821 SOUTH DIXIE HIGHWAY MIAMI, FL 33176 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | — | $2K | 20.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 201 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 201 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HUMANA MEDICAL PLAN, INC | 115 | $937K |
| Dental(2 contracts, 2 carriers) | HUMANA INSURANCE COMPANY | 83 | $52K |
| Vision | STANDARD INSURANCE COMPANY | 289 | $25K |
| Life insurance(2 contracts) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 196 | $34K |
| Short-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 40 | $20K |
| Long-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 201 | $28K |
| Other(3 contracts, 2 carriers) | AFLAC | 196 | $97K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 289 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.