| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| WORLD INS ASSOC LLC3 | 100 WOOD AVENUE SOUTH 4TH FLOOR ISELIN, NJ 08830 | HUMANA MEDICAL PLAN, INC. | $46K | $1K | $48K | 6.02% |
| WORLD INS ASSOC LLC3 | 100 WOOD AVENUE SOUTH 4TH FLOOR ISELIN, NJ 08830 | HUMANA MEDICAL PLAN, INC. | $5K | $65 | $5K | 6.13% |
| WORLD INS ASSOC LLC3 | 100 WOOD AVENUE SOUTH 4TH FLOOR ISELIN, NJ 08830 | HUMANA INSURANCE COMPANY | $5K | — | $5K | 10.02% |
| SHERILL ASHLEY HERNANDEZ3 | 6750 NORTH ANDREWS AVENUE SUITE 200 FORT LAUDERDALE, FL 33309 | AFLAC | $1K | — | $1K | 2.95% |
| EDWARD BOSELLI3 | 8215 MIZNER LANE BOCA RATON, FL 33433 | AFLAC | $890 | $37 | $927 | 1.97% |
| SHIRLEY E MARTIN3 Filed as: SHIRLEY MARTIN | 500 BAYVIEW DRIVE APARTMENT 328 SUNNY ISLES BEACH, FL 33160 | AFLAC | $831 | — | $831 | 1.77% |
| L A D FINANCIAL CORP3 | 13308 ALTON ROAD PALM BEACH GARDENS, FL 33418 | AFLAC | $449 | $9 | $458 | 0.98% |
| SHARONA ABADI3 | 1835 NORTHEAST MIAMI GARDENS DRIVE SUITE 335 NORTH MIAMI BEACH, FL 33179 | AFLAC | $186 | — | $186 | 0.40% |
| V V BENEFIT SOLUTIONS INC3 | 15704 75TH LANE NORTH LOXAHATCHEE, FL 33470 | AFLAC | $151 | — | $151 | 0.32% |
| TALLON AND ASSOCIATES INC3 | PO BOX 30668 PALM BEACH GARDENS, FL 33420 | AFLAC | $145 | — | $145 | 0.31% |
| DENNIS NIEVES LOPEZ3 | 1500 NORTHEAST 136TH STREET APARTMENT 2 NORTH MIAMI, FL 33161 | AFLAC | $113 | — | $113 | 0.24% |
| AILEEN KEENAN3 | 9603 NORTHWEST 36TH COURT CORAL SPRINGS, FL 33065 | AFLAC | $93 | — | $93 | 0.20% |
| TOMAS FLORES3 | 2030 HUDSON STREET APARTMENT 942 FORT LEE, NJ 07024 | AFLAC | $78 | — | $78 | 0.17% |
| JONATHAN A HERNANDEZ3 Filed as: JONATHAN HERNANDEZ | 6750 NORTH ANDREWS AVENUE SUITE 200 FORT LAUDERDALE, FL 33309 | AFLAC | $70 | — | $70 | 0.15% |
| JEANNINE CAPPUSO3 | 44355 DELACROIX LANE CLINTON TOWNSHIP, MI 48038 | AFLAC | $50 | — | $50 | 0.11% |
| ORTS ENTERPRISES INC3 | 920 FLORAL BANK PT WOODSTOCK, GA 30188 | AFLAC | $37 | — | $37 | 0.08% |
| M PEARSON ASSOCIATES CORP3 | 1 BAY HARBOR ROAD TEQUESTA, FL 33469 | AFLAC | $33 | — | $33 | 0.07% |
| EDUARDO LAMAS3 | 621 NORTHWEST 10TH COURT BOYNTON BEACH, FL 33426 | AFLAC | $30 | — | $30 | 0.06% |
| MARIA ORTIZ3 | 7400 SOUTHWEST 50TH TERRACE SUITE 300 MIAMI, FL 33155 | AFLAC | $27 | — | $27 | 0.06% |
| CHAD P SCHNEIDER3 Filed as: CHAD SCHNEIDER | 4470 WOODMAN AVENUE UNITE 303 SHERMAN OAKS, CA 91423 | AFLAC | $27 | — | $27 | 0.06% |
| SHAWN LANDECK3 | 102 NORTHEAST 2ND STREET SUITE 102 BOCA RATON, FL 33432 | AFLAC | $21 | — | $21 | 0.04% |
| ROBENSON REMELUS3 | 1220 NORTHWEST 103RD LANE APARTMENT 426 MIAMI, FL 33147 | AFLAC | $19 | — | $19 | 0.04% |
| SANDRA L SARFF3 Filed as: SANDRA SARFF | 3811 EAST CHICO LANE TUCSON, AZ 85739 | AFLAC | $16 | — | $16 | 0.03% |
| BRIAN GEORGE JAEGGI3 Filed as: BRIAN JAEGGI | 2875 NORTHWEST 28TH STREET BOCA RATON, FL 33434 | AFLAC | $15 | — | $15 | 0.03% |
| SANTA MAYELIN HERNANDEZ3 Filed as: SANTA HERNANDEZ | 19400 CHARISTMAS ROAD CUTLER BAY, FL 33157 | AFLAC | $12 | — | $12 | 0.03% |
| MARTA M SASTRE3 Filed as: MARTA SASTRE | 1214 COLUMBUS BOULEVARD CORAL GABLES, FL 33134 | AFLAC | $12 | — | $12 | 0.03% |
| SUWAT ASSAWAMATIYANONT3 | 8171 HAMPTON WOOD DRIVE BOCA RATON, FL 33433 | AFLAC | $8 | — | $8 | 0.02% |
| VALERIE MARQUEZ BLANCO3 | 12110 SOUTHWEST 105TH TERRACE MIAMI, FL 33186 | AFLAC | $6 | — | $6 | 0.01% |
| KIMBERLY WEBB3 | 17165 WEST MOUNTAINAIR STREET SURPRISE, AZ 85388 | AFLAC | $5 | — | $5 | 0.01% |
| WILLIS TOWERS WATSON US LLC3 Filed as: JOSEPH WILLIS JR | 1431 NORTHEAST 55TH STREET FORT LAUDERDALE, FL 33334 | AFLAC | $4 | — | $4 | 0.01% |
| FRANK ROBERT SOBOCINSKI3 Filed as: FRANK SOBOCINSKI | 2000 PGA BOULDVARD SUITE 4440 PALM BEACH GARDENS, FL 33408 | AFLAC | $4 | — | $4 | 0.01% |
| BORRKS VENTURES INC3 | 7111 NORTHWEST 46TH COURT LAUNDERHILL, FL 33319 | AFLAC | $2 | — | $2 | 0.00% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: JAMES BROWN | 2522 OWENS LANDING TRAIL NORTHWEST KENNESAW, GA 30152 | AFLAC | $2 | — | $2 | 0.00% |
| DAVID MORRIS3 | 950 PENINSULA CORPORATE CIRCLE SUITE 1005 BOCA RATON, FL 33487 | AFLAC | $1 | — | $1 | 0.00% |
| MARIA ORBE3 | 8362 PINES BOULEVARD SUITE 250 PEMBROKE PINES, FL 33024 | AFLAC | $1 | — | $1 | 0.00% |
| JEFFREY A KLEINMAN SR3 Filed as: JEFFREY KLEINMAN SR | 33202 NORTH 46TH WAY CAVE CREEK, AZ 85331 | AFLAC | $0 | — | $0 | 0.00% |
| WORLD INSURANCE ASSOCIATES LLC3 | 14821 SOUTH DIXIE HIGHWAY MIAMI, FL 33176 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | — | $3K | 15.00% |
| WORLD INSURANCE ASSOCIATES LLC3 | 14821 SOUTH DIXIE HIGHWAY MIAMI, FL 33176 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | — | $3K | 15.00% |
| WORLD INSURANCE ASSOCIATES LLC3 | 14821 SOUTH DIXIE HIGHWAY MIAMI, FL 33176 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | — | $3K | 15.00% |
| WORLD INS ASSOC LLC3 | 100 WOOD AVENUE SOUTH 4TH FLOOR ISELIN, NJ 08830 | HUMANA INSURANCE COMPANY | $1K | — | $1K | 9.99% |
| WORLD INS ASSOC LLC3 | 100 WOOD AVENUE SOUTH 4TH FLOOR ISELIN, NJ 08830 | COMPBENEFITS COMPANY | $724 | — | $724 | 10.16% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 170 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 170 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts) | HUMANA MEDICAL PLAN, INC. | 104 | $867K |
| Dental(2 contracts, 2 carriers) | HUMANA INSURANCE COMPANY | 76 | $60K |
| Vision | HUMANA INSURANCE COMPANY | 140 | $12K |
| Life insurance(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 170 | $29K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 45 | $19K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 167 | $19K |
| Other(4 contracts, 3 carriers) | HUMANA MEDICAL PLAN, INC. | 170 | $153K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 170 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.