| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| USI INSURANCE SERVICES LLC3 Filed as: USI SOUTHWEST, INC. | — | BLUECROSS BLUESHIELD OF TEXAS | $190K | $3K | $193K | 3.48% |
| USI INSURANCE SERVICES LLC3 Filed as: USI SOUTHWEST INC. TX | — | BLUECROSS BLUESHIELD OF TEXAS | — | $12K | $12K | 0.22% |
| PROFESSIONAL DIRECTIONAL ENTERPRISE3 | 850 CONROE PARK WEST DRIVE CONROE, TX 77303 | BLUECROSS BLUESHIELD OF TEXAS | — | $48 | $48 | 0.00% |
| USI INSURANCE SERVICES LLC3 Filed as: USI SOUTHWEST, INC. | 2711 NORTH HASKELL AVENUE SUITE 2000 DALLAS, TX 75204 | BLUECROSS BLUESHIELD OF TEXAS | — | $4 | $4 | 0.00% |
| USI INSURANCE SERVICES LLC3 Filed as: USI SOUTHWEST INC | PO BOX 61187 VIRIGINIA BEACH, VA 23466 | STANDARD INSURANCE COMPANY | $16K | — | $16K | 2.00% |
| USI INSURANCE SERVICES LLC3 Filed as: USI SOUTHWEST INC | PO BOX 61187 VIRGINIA BEACH, VA 23466 | STANDARD INSURANCE COMPANY | $20K | — | $20K | 2.62% |
| USI INSURANCE SERVICES LLC3 Filed as: USI SOUTHWEST INC | PO BOX 61187 VIRGINIA BEACH, VA 23466 | STANDARD INSURANCE COMPANY | $11K | — | $11K | 2.50% |
| USI INSURANCE SERVICES LLC3 Filed as: USI SOUTHWEST INC | PO BOX 61187 VIRGINIA BEACH, VA 23466 | METROPOLITAN LIFE INSURANCE COMPANY | $5K | $81 | $5K | 10.19% |
| USI INSURANCE SERVICES LLC3 Filed as: USI INSURANCE SERVICES, LLC | PO BOX 61187 VIRGINIA BEACH, VA 23466 | METROPOLITAN LIFE INSURANCE COMPANY | — | $1K | $1K | 2.45% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 366 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 6 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 5 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 377 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUECROSS BLUESHIELD OF TEXAS | 952 | $5.5M |
| Dental | BLUECROSS BLUESHIELD OF TEXAS | 952 | $5.5M |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 1,246 | $47K |
| Life insurance | STANDARD INSURANCE COMPANY | 6,588 | $759K |
| Short-term disability | STANDARD INSURANCE COMPANY | 1,880 | $445K |
| Long-term disability | STANDARD INSURANCE COMPANY | 0 | $804K |
| Other | STANDARD INSURANCE COMPANY | 6,588 | $759K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 6,588 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.