See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 7 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 5 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| MVI ADMINISTRATORS INSURANCE INC. EIN 33-0393692 NONE | Plan Administrator Service code 14 | — | $307K |
| VENBROOK INSURANCE SERVICES EIN 20-5817561 NONE | Insurance agents and brokers; Consulting (general) Service code 16 | — | $127K |
| INSURANCE OFFICE OF AMERICA, INC. EIN 59-2472656 NONE | Insurance agents and brokers Service code 22 | — | $61K |
| NEWFRONT INSURANCE SERVICES, LLC EIN 83-1773439 NONE | Insurance agents and brokers Service code 22 | 777 MARINERS ISLAND BLVD., STE. 250 SAN MATEO, CA 94404 | $49K |
| EIDE BAILLY, LLP EIN 45-0250958 NONE | Accounting (including auditing) Service code 10 | — | $29K |
| ACRISURE LLC DBA BEAL INSURANCE EIN 26-3554645 NONE | Insurance agents and brokers Service code 22 | — | $25K |
| KENNETH KYLE SHALLAHAMER NONE | Consulting (general) Service code 16 | 15204 DAVENPORT ST. TUSTIN, CA 92782 | $22K |
| HUB INTERNATIONAL INSURANCE SERVICE EIN 33-0315047 NONE | Insurance agents and brokers Service code 22 | — | $18K |
| LAQUER, URBAN, CLIFFORD & HODGE LLP EIN 95-4047729 NONE | Legal Service code 29 | — | $15K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,498 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 1,498 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts) | KAISER FOUNDATION HEALTH PLAN INC | 766 | $9.1M |
| Dental | GUARDIAN | 496 | $292K |
| Vision | VISION SERVICE PLAN | 474 | $44K |
| Life insurance | RELIANCE LIFE INSURANCE COMPANY | 404 | $29K |
| Other(3 contracts) | RELIANCE LIFE INSURANCE COMPANY | 404 | $40K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 766 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over the prior year. Good candidate for re-shopping the carriers.
The primary broker changed. The plan may take a second-look pitch.
Broker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultant sales target.
Multiple-employer welfare arrangement. It has its own regulatory and compliance rules.