| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| JAMES P BENNETT & CO3 Filed as: JAMES P BENNETT & COMPANY | 2716 OCEAN PARK BLVD STE 1045 SANTA MONICA, CA 90405 | ANTHEM BLUE CROSS | $658K | — | $658K | 2.15% |
| JAMES P BENNETT & CO3 Filed as: JAMES P BENNETT & COMPANY | 2716 OCEAN PARK BLVD STE 1045 SANTA MONICA, CA 90405 | AETNA HEALTH INC. | $392K | $216 | $392K | 3.07% |
| JAMES P BENNETT & CO3 Filed as: JAMES P BENNETT & COMPANY | 2716 OCEAN PARK BLVD STE 1045 SANTA MONICA, CA 90405 | KAISER FOUNDATION HEALTH PLAN INC | $78K | $0 | $78K | 4.29% |
| JAMES P BENNETT & CO3 Filed as: JAMES P BENNETT & COMPANY | 2716 OCEAN PARK BLVD STE 1045 SANTA MONICA, CA 90405 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $110K | $53K | $163K | 14.88% |
| FMLA SOURCE INC5 | 455 N CITYFRONT PLAZA DRIVE 13TH FL CHICAGO, IL 60611 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $46K | $46K | 4.22% |
| PLANSOURCE BEN ADMINISTRATION INC5 | P.O. BOX 1313 ORLANDO, FL 32802 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $36K | $36K | 3.24% |
| JAMES P BENNETT & CO3 Filed as: JAMES P BENNETT & COMPANY | 2716 OCEAN PARK BLVD STE 1045 SANTA MONICA, CA 90405 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $59K | $10K | $69K | 11.65% |
| JAMES P BENNETT & CO3 Filed as: JAMES P BENNETT & COMPANY | 2716 OCEAN PARK BLVD STE 1045 SANTA MONICA, CA 90405 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $43K | $21K | $63K | 14.87% |
| PLANSOURCE BEN ADMINISTRATION INC5 | P.O. BOX 1313 ORLANDO, FL 32802 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $4K | $4K | 1.00% |
| JAMES P BENNETT & CO3 Filed as: JAMES P BENNETT & COMPANY | 21716 OCEAN PARK BLVD STE 1045 SANTA MONICA, CA 90405 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $33K | $17K | $50K | 15.29% |
| PLANSOURCE BEN ADMINISTRATION INC5 | P.O. BOX 1313 ORLANDO, FL 32802 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $23K | $23K | 7.00% |
| JAMES P BENNETT & CO3 Filed as: JAMES P BENNETT & COMPANY | 2716 OCEAN PARK BLVD STE 1045 SANTA MONICA, CA 90405 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $25K | $13K | $39K | 15.27% |
| PLANSOURCE BEN ADMINISTRATION INC5 | P.O. BOX 1313 ORLANDO, FL 32802 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $18K | $18K | 7.00% |
| JAMES P BENNETT & CO3 Filed as: JAMES P BENNETT & COMPANY | 2716 OCEAN PARK BLVD STE 1045 SANTA MONICA, CA 90405 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $10K | $2K | $12K | 12.32% |
| JAMES P BENNETT & CO3 Filed as: JAMES P BENNETT & COMPANY | 2716 OCEAN PARK BLVD STE 1045 SANTA MONICA, CA 90405 | FEDERAL INSURANCE COMPANY | $225 | $37 | $262 | 17.47% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,984 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 72 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 3,056 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | ANTHEM BLUE CROSS | 2,964 | $32.7M |
| Dental | ANTHEM BLUE CROSS | 2,964 | $30.5M |
| Vision | ANTHEM BLUE CROSS | 2,964 | $30.5M |
| Life insurance | UNITED OF OMAHA LIFE INSURANCE COMPANY | 3,582 | $100K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 3,330 | $1.1M |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 3,580 | $427K |
| Prescription drug | BLUE CROSS AND BLUE SHIELD OF ALABAMA | 320 | $2.2M |
| Other(7 contracts, 4 carriers) | ANTHEM BLUE CROSS | 3,582 | $34.0M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3,582 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.