| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| JAMES P BENNETT & CO3 Filed as: JAMES P BENNETT & COMPANY | 2716 OCEAN PARK BLVD SUITE 1045 SANTA MONICA, CA 90405 | ANTHEM BLUE CROSS | $774K | $0 | $774K | 2.34% |
| JAMES P BENNETT & CO3 Filed as: JAMES P BENNETT & COMPANY | 2716 OCEAN PARK BLVD SUITE 1045 SANTA MONICA, CA 90405 | AETNA HEALTH INC | $346K | — | $346K | 3.07% |
| JAMES P BENNETT & CO3 Filed as: JAMES P BENNETT & COMPANY | 2716 OCEAN PARK BLVD SUITE 1045 SANTA MONICA, CA 90405 | KAISER FOUNDATION HEALTH PLAN | $75K | $0 | $75K | 5.24% |
| JAMES P BENNETT & CO3 Filed as: JAMES P BENNETT & COMPANY | 2716 OCEAN PARK BLVD SUITE 1045 SANTA MONICA, CA 90405 | UNITED OF MUTUAL LIFE INSURANCE COMPANY | $112K | $34K | $146K | 12.99% |
| FMLASOURCE INC5 | 455 N CITYFRONT PLZ DRIVE CHICAGO, IL 60611 | UNITED OF MUTUAL LIFE INSURANCE COMPANY | — | $46K | $46K | 4.12% |
| PLANSOURCE BEN ADMINISTRATION INC5 | PO BOX 1313 ORLANDO, FL 32802 | UNITED OF MUTUAL LIFE INSURANCE COMPANY | $0 | $39K | $39K | 3.49% |
| JAMES P BENNETT & CO3 Filed as: JAMES P BENNETT & COMPANY | 2716 OCEAN PARK BLVD SUITE 1045 SANTA MONICA, CA 90405 | UNITED MUTUAL LIFE INSURANCE COMPANY | $44K | — | $44K | 10.00% |
| JAMES P BENNETT & CO3 Filed as: JAMES P BENNETT & COMPANY | 2716 OCEAN PARK BLVD SUITE 1045 SANTA MONICA, CA 90405 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $43K | $18K | $61K | 14.06% |
| PLANSOURCE BEN ADMINISTRATION INC5 | PO BOX 1313 ORLANDO, FL 32802 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $4K | $4K | 1.00% |
| JAMES P BENNETT & CO3 Filed as: JAMES P BENNETT & COMPANY | 2716 OCEAN PARK BLVD SUITE 1045 SANTA MONICA, CA 90405 | UNITED OF MUTUAL LIFE INSURANCE COMPANY | $35K | $18K | $53K | 15.29% |
| PLANSOURCE BEN ADMINISTRATION INC5 | PO BOX 1313 ORLANDO, FL 32802 | UNITED OF MUTUAL LIFE INSURANCE COMPANY | — | $24K | $24K | 7.00% |
| JAMES P BENNETT & CO3 Filed as: JAMES P BENNETT & COMPANY | 2716 OCEAN PARK BLVD SUITE 1045 SANTA MONICA, CA 90405 | UNITED OF MUTUAL LIFE INSURANCE COMPANY | $27K | $15K | $42K | 15.63% |
| PLANSOURCE BEN ADMINISTRATION INC5 | PO BOX 1313 ORLANDO, FL 32802 | UNITED OF MUTUAL LIFE INSURANCE COMPANY | — | $19K | $19K | 7.00% |
| JAMES P BENNETT & CO3 Filed as: JAMES P BENNETT & COMPANY | 2716 OCEAN PARK BLVD SUITE 1045 SANTA MONICA, CA 90405 | UNITED OF MUTUAL LIFE INSURANCE COMPANY | $10K | $0 | $10K | 10.00% |
| JAMES P BENNETT & CO3 Filed as: JAMES P BENNETT & COMPANY | 2716 OCEAN PARK BLVD SUITE 1045 SANTA MONICA, CA 90405 | FEDERAL INSURANCE COMPANY | $225 | — | $225 | 15.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 3,000 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 75 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 3,075 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | ANTHEM BLUE CROSS | 2,047 | $35.0M |
| Dental | ANTHEM BLUE CROSS | 2,047 | $33.0M |
| Vision | ANTHEM BLUE CROSS | 2,047 | $33.0M |
| Life insurance | UNITED OF MUTUAL LIFE INSURANCE COMPANY | 3,515 | $104K |
| Short-term disability | UNITED OF MUTUAL LIFE INSURANCE COMPANY | 3,279 | $1.1M |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 3,520 | $433K |
| Prescription drug(2 contracts, 2 carriers) | ANTHEM BLUE CROSS | 2,047 | $35.0M |
| Other(8 contracts, 5 carriers) | ANTHEM BLUE CROSS | 3,515 | $36.1M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3,520 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.