| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| JAMES P BENNETT & CO3 Filed as: JAMES P BENNETT & COMPANY | 2716 OCEAN PARK BLVD SUITE 1045 SANTA MONICA, CA 90405 | ANTHEM BLUE CROSS | $1.0M | $0 | $1.0M | 3.08% |
| JAMES P BENNETT & CO3 Filed as: JAMES P BENNETT & COMPANY | 2716 OCEAN PARK BLVD SUITE 1045 SANTA MONICA, CA 90405 | AETNA HEALTH INC | $301K | $0 | $301K | 3.15% |
| JAMES P BENNETT & CO3 Filed as: JAMES P BENNETT & COMPANY | 2716 OCEAN PARK BLVD SUITE 1045 SANTA MONICA, CA 90405 | KAISER FOUNDATION HEALTH PLAN INC | $76K | $0 | $76K | 4.42% |
| JAMES P BENNETT & CO3 Filed as: JAMES P BENNETT & COMPANY | 2716 OCEAN PARK BLVD SUITE 1045 SANTA MONICA, CA 90405 | UNITED MUTUAL LIFE INSURANCE COMPANY | $41K | $57K | $97K | 12.00% |
| FMLA SOURCE INC5 Filed as: FMLA SOURCE | 455 N CITYFRONT PLAZA DRIVE 13TH FLOOR CHICAGO, IL 60611 | UNITED MUTUAL LIFE INSURANCE COMPANY | — | $65K | $65K | 7.98% |
| PLANSOURCE BEN ADMINISTRATION INC5 Filed as: PLANSOURCE BEN ADMINISTRATION | PO BOX 1313 ORLANDO, FL 32802 | UNITED MUTUAL LIFE INSURANCE COMPANY | — | $24K | $24K | 3.00% |
| JAMES P BENNETT & CO3 Filed as: JAMES P BENNETT & COMPANY | 2716 OCEAN PARK BLVD SUITE 1045 SANTA MONICA, CA 90405 | UNITED MUTUAL LIFE INSURANCE COMPANY | $36K | $9K | $45K | 12.61% |
| PLANSOURCE BEN ADMINISTRATION INC5 | PO BOX 1313 ORLANDO, CA 32802 | UNITED MUTUAL LIFE INSURANCE COMPANY | — | $25K | $25K | 7.00% |
| JAMES P BENNETT & CO3 Filed as: JAMES P BENNETT & COMPANY | 2716 OCEAN PARK BLVD SUITE 1045 SANTA MONICA, CA 90405 | UNITED MUTUAL LIFE INSURANCE COMPANY | $17K | $9K | $26K | 7.64% |
| PLANSOURCE BEN ADMINISTRATION INC5 | PO BOX 1313 ORLANDO, FL 32802 | UNITED MUTUAL LIFE INSURANCE COMPANY | — | $3K | $3K | 1.00% |
| JAMES P BENNETT & CO3 Filed as: JAMES P BENNETT & COMPANY | 2716 OCEAN PARK BLVD SUITE 1045 SANTA MONICA, CA 90405 | UNITED MUTUAL LIFE INSURANCE COMPANY | $29K | $8K | $36K | 12.76% |
| PLANSOURCE BEN ADMINISTRATION INC5 | PO BOX 1313 ORLANDO, FL 32802 | UNITED MUTUAL LIFE INSURANCE COMPANY | — | $20K | $20K | 7.00% |
| JAMES P BENNETT & CO3 Filed as: JAMES P BENNETT & COMPANY | 2716 OCEAN PARK BLVD SUITE 1045 SANTA MONICA, CA 90405 | FEDERAL INSURANCE COMPANY | $225 | — | $225 | 15.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 3,573 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 60 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 3,633 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | ANTHEM BLUE CROSS | 3,091 | $34.7M |
| Dental | ANTHEM BLUE CROSS | 3,091 | $33.1M |
| Vision | ANTHEM BLUE CROSS | 3,091 | $33.1M |
| Life insurance | ANTHEM BLUE CROSS | 3,091 | $33.1M |
| Short-term disability | UNITED MUTUAL LIFE INSURANCE COMPANY | 3,047 | $811K |
| Long-term disability | UNITED MUTUAL LIFE INSURANCE COMPANY | 3,307 | $339K |
| Prescription drug(2 contracts, 2 carriers) | ANTHEM BLUE CROSS | 3,091 | $34.7M |
| Other(6 contracts, 5 carriers) | ANTHEM BLUE CROSS | 3,091 | $35.3M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3,307 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.