| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| JAMES P BENNETT & CO3 Filed as: JAMES P BENNETT & COMPANY | 2716 OCEAN PARK BLVD STE 1045 SANTA MONICA, CA 90405 | ANTHEM BLUE CROSS | $1.4M | $0 | $1.4M | 3.29% |
| JAMES P BENNETT & CO3 Filed as: JAMES P BENNETT & COMPANY | 2716 OCEAN PARK BLVD STE 1045 SANTA MONICA, CA 90405 | KAISER FOUNDATION HEALTH PLAN, INC | $85K | — | $85K | 3.95% |
| JAMES P BENNETT & CO3 Filed as: JAMES P BENNETT & COMPANY | 2716 OCEAN PARK BLVD STE 1045 SANTA MONICA, CA 90405 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $76K | $0 | $76K | 10.00% |
| PLANSOURCE BEN ADMINISTRATION INC5 | PO BOX 1313 ORLANDO, FL 32802 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $23K | $23K | 3.00% |
| JAMES P BENNETT & CO3 Filed as: JAMES P BENNETT & COMPANY | 2716 OCEAN PARK BLVD STE 1045 SANTA MONICA, CA 90405 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $60K | $35K | $95K | 15.87% |
| JAMES P BENNETT & CO3 Filed as: JAMES P BENNETT & COMPANY | 2716 OCEAN PARK BLVD STE 1045 SANTA MONICA, CA 90405 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $38K | $25K | $63K | 16.39% |
| PLANSOURCE BEN ADMINISTRATION INC5 | PO BOX 1313 ORLANDO, FL 32802 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $4K | $4K | 1.00% |
| JAMES P BENNETT & CO3 Filed as: JAMES P BENNETT & COMPANY | 2716 OCEAN PARK BLVD STE 1045 SANTA MONICA, FL 32802 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $31K | $19K | $50K | 16.22% |
| PLANSOURCE BEN ADMINISTRATION INC5 | PO BOX 1313 ORLANDO, FL 32802 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $21K | $21K | 7.00% |
| JAMES P BENNETT & CO3 Filed as: JAMES P BENNETT & COMPANY | 2716 OCEAN PARK BLVD STE 1045 SANTA MONICA, CA 90405 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $43K | — | $43K | 20.00% |
| JAMES P BENNETT & CO3 Filed as: JAMES P BENNETT & COMPANY | 2716 OCEAN PARK BLVD STE 1045 SANTA MONICA, CA 90405 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $20K | $14K | $34K | 16.72% |
| PLANSOURCE BEN ADMINISTRATION INC5 | PO BOX 1313 ORLANDO, FL 32802 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $14K | $14K | 7.00% |
| JAMES P BENNETT & CO3 Filed as: JAMES P BENNETT & COMPANY | 2716 OCEAN PARK BLVD STE 1045 SANTA MONICA, CA 90405 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $9K | $6K | $14K | 16.57% |
| JAMES P BENNETT & CO3 Filed as: JAMES P BENNETT & COMPANY | 2716 OCEAN PARK BLVD SUITE1045 SANTA MONICA, CA 90405 | FEDERAL INSURANCE COMPANY | — | $225 | $225 | 15.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,440 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 72 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 2,512 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 3 carriers) | ANTHEM BLUE CROSS | 2,449 | $47.0M |
| Dental | ANTHEM BLUE CROSS | 2,449 | $42.7M |
| Vision | ANTHEM BLUE CROSS | 2,449 | $42.7M |
| Life insurance | UNITED OF OMAHA LIFE INSURANCE COMPANY | 2,860 | $87K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 2,586 | $757K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 2,857 | $384K |
| Prescription drug(2 contracts, 2 carriers) | ANTHEM BLUE CROSS | 2,449 | $44.8M |
| Other(7 contracts, 4 carriers) | ANTHEM BLUE CROSS | 2,449 | $46.2M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,860 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.