See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 3 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 12 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| IMS MARKETING, INC. EIN 75-2355889 TPA | Plan Administrator; Claims processing Service code 12 | P.O. BOX 15688 AMARILLO, TX 79105 | $64K |
| FROST INSURANCE AGENCY EIN 75-2760731 INSURANCE AGENT | Insurance agents and brokers Service code 22 | 2950 N. HARWOOD #1200 DALLAS, TX 75201 | $47K |
| PCM RX MANGEMENT EIN 27-3463867 RX MANAGEMENT | Other services Service code 49 | P.O. BOX 34446 RENO, NV 89533 | $3K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 191 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 191 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | PRINCIPAL LIFE INSURANCE COMPANY | 316 | $103K |
| Vision | PRINCIPAL LIFE INSURANCE COMPANY | 316 | $103K |
| Life insurance | PRINCIPAL LIFE INSURANCE COMPANY | 316 | $103K |
| Short-term disability | AFLAC | 49 | $57K |
| Long-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 316 | $103K |
| Other(2 contracts, 2 carriers) | AFLAC | 136 | $76K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 316 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from the prior filing. The plan is willing to move. Re-pitch on the next cycle.
The primary broker changed. The plan may take a second-look pitch.
Broker compensation exceeds 5% of premium. This is either a small-plan minimum fee or an inefficient broker structure open to a counter-bid.