| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ALL ATLANTIC BENEFITS LLC3 | 200 S PARK ROAD SUITE 475 HOLLYWOOD, FL 33021 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $0 | $131K | $131K | 5.50% |
| ALL ATLANTIC BENEFITS LLC3 | 200 S PARK ROAD SUITE 475 HOLLYWOOD, FL 33021 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $0 | $5K | $5K | 0.21% |
| MJ INSURANCE3 Filed as: VARIOUS AGENTS/PRODUCERS | — | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $51K | $12K | $63K | 36.89% |
| ALL ATLANTIC BENEFITS LLC3 | 200 S PARK ROAD SUITE 475 SUITE 475 HOLLYWOOD, FL 33021 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $11K | $0 | $11K | 9.89% |
| ALL ATLANTIC BENEFITS LLC3 | 200 S PARK ROAD SUITE 475 HOLLYWOOD, FL 33021 | UNITED OF OMAHA LIFE INSURACE COMPANY | $10K | $0 | $10K | 20.00% |
| ALL ATLANTIC BENEFITS LLC3 | 200 S PARK ROAD SUITE 475 HOLLYWOOD, FL 33021 | UNITED OF OMAHA LIFE INSURACE COMPANY | $0 | $2K | $2K | 3.93% |
| ALL ATLANTIC BENEFITS LLC3 | 200 S PARK ROAD SUITE 475 HOLLYWOOD, FL 33021 | UNITED OF OMAHA LIFE INSURACE COMPANY | $9K | $0 | $9K | 20.00% |
| ALL ATLANTIC BENEFITS LLC3 | 200 S PARK ROAD SUITE 475 HOLLYWOOD, FL 33021 | UNITED OF OMAHA LIFE INSURACE COMPANY | $0 | $2K | $2K | 3.86% |
| ALL ATLANTIC BENEFITS LLC3 | 200 S PARK ROAD SUITE 475 HOLLYWOOD, FL 33021 | UNITED OF OMAHA LIFE INSURACE COMPANY | $6K | $0 | $6K | 20.00% |
| ALL ATLANTIC BENEFITS LLC3 | 200 S PARK ROAD SUITE 475 HOLLYWOOD, FL 33021 | UNITED OF OMAHA LIFE INSURACE COMPANY | $0 | $1K | $1K | 4.47% |
| ALL ATLANTIC BENEFITS LLC3 | 200 S PARK ROAD SUITE 475 HOLLYWOOD, FL 33021 | UNITED OF OMAHA LIFE INSURACE COMPANY | $4K | $0 | $4K | 20.00% |
| ALL ATLANTIC BENEFITS LLC3 | 200 S PARK ROAD SUITE 475 HOLLYWOOD, FL 33021 | UNITED OF OMAHA LIFE INSURACE COMPANY | $0 | $950 | $950 | 4.68% |
| ALL ATLANTIC BENEFITS LLC3 | 200 S PARK ROAD SUITE 475 SUITE 475 HOLLYWOOD, FL 33021 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $2K | $0 | $2K | 10.00% |
| MJ INSURANCE3 Filed as: VARIOUS AGENTS/PRODUCERS | — | THE PAUL REVERE LIFE INSURANCE COMPANY | $466 | $15 | $481 | 14.20% |
| ALL ATLANTIC BENEFITS LLC3 | 200 S PARK ROAD SUITE 475 SUITE 475 HOLLYWOOD, FL 33021 | CIGNA DENTAL HEALTH OF FLORIDA, INC. | $309 | $0 | $309 | 9.99% |
| ALL ATLANTIC BENEFITS LLC3 | 200 S PARK ROAD SUITE 475 SUITE 475 HOLLYWOOD, FL 33021 | CIGNA DENTAL HEALTH OF CALIFORNIA | $226 | $0 | $226 | 9.98% |
| ALL ATLANTIC BENEFITS LLC3 | 200 S PARK ROAD SUITE 475 SUITE 475 HOLLYWOOD, FL 33021 | CIGNA DENTAL HEALTH OF ILLINOIS, INC. | $113 | $0 | $113 | 10.04% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 203 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 205 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 202 | $2.4M |
| Dental(4 contracts, 4 carriers) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 180 | $113K |
| Vision | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 147 | $15K |
| Life insurance | UNITED OF OMAHA LIFE INSURACE COMPANY | 240 | $43K |
| Short-term disability | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 150 | $170K |
| Long-term disability | UNITED OF OMAHA LIFE INSURACE COMPANY | 240 | $52K |
| Other(6 contracts, 4 carriers) | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 240 | $371K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 240 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Final-filing indicator set. Plan is winding down; don't waste sales effort here.