| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| SAPOZNIK INSURANCE & ASSOCIATES INC Filed as: SAPOZNIK INSURANCE & ASSOC | 1100 N.E. 163RD ST 2ND FLOOR N MIAMI BEACH, FL 33062 | AETNA LIFE INSURANCE COMPANY | $0 | $0 | $0 | 0.00% |
| SAPOZNIK INSURANCE & ASSOCIATES INC3 Filed as: SAPOZNIK INSURANCE & ASSOC | 1100 N.E. 163RD ST 2ND FLOOR N MIAMI BEACH, FL 33162 | UNITEDHEALTH INSURANCE COMPAY | $14K | $0 | $14K | 9.21% |
| SAPOZNIK INSURANCE & ASSOCIATES INC3 Filed as: SAPOZNIK INSURANCE & ASSOC | 1100 N.E. 163RD ST 2ND FLOOR N MIAMI BEACH, FL 33162 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $10K | $1K | $11K | 22.15% |
| SAPOZNIK INSURANCE & ASSOCIATES INC3 Filed as: SAPOZNIK INSURANCE & ASSOC | 1100 N.E. 163RD ST 2ND FLOOR N MIAMI BEACH, FL 33162 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $8K | $894 | $9K | 22.14% |
| SAPOZNIK INSURANCE & ASSOCIATES INC3 Filed as: SAPOZNIK INSURANCE & ASSOC | 1100 N.E. 163RD ST 2ND FLOOR N MIAMI BEACH, FL 33162 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $8K | $848 | $9K | 22.12% |
| SAPOZNIK INSURANCE & ASSOCIATES INC3 Filed as: SAPOZNIK INSURANCE & ASSOC | 1100 N.E. 163RD ST 2ND FLOOR N MIAMI BEACH, FL 33162 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $6K | $792 | $6K | 22.83% |
| SAPOZNIK INSURANCE & ASSOCIATES INC Filed as: SAPOZNIK INSURANCE & ASSOC | 1100 N.E. 163RD STREET 2ND FLOOR N MIAMI BEACH, FL 33162 | AETNA LIFE INSURANCE COMPANY | — | — | $0 | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 293 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 5 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 298 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | AETNA LIFE INSURANCE COMPANY | 189 | $0 |
| Dental | UNITEDHEALTH INSURANCE COMPAY | 428 | $151K |
| Vision | UNITEDHEALTH INSURANCE COMPAY | 428 | $151K |
| Life insurance | UNITED OF OMAHA LIFE INSURANCE COMPANY | 283 | $42K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 280 | $40K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 280 | $52K |
| Other | UNITED OF OMAHA LIFE INSURANCE COMPANY | 64 | $28K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 428 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.