No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| AMERICAN BENEFIT CORPORATION EIN 55-0672859 NONE | Claims processing; Contract Administrator; Direct payment from the plan Service code 12 | — | $421K |
| COMMUNITY INSURANCE COMPANY EIN 31-1440175 NONE | Contract Administrator; Other services; Recordkeeping and information management (computing, tabulating, data processing, etc.); Float revenue; Claims processing Service code 12 | — | $344K |
| LEDBETTER PARISI LLC EIN 03-0599899 NONE | Legal; Direct payment from the plan Service code 29 | — | $73K |
| UNITED ACTUARIAL SERVICES EIN 35-2156428 NONE | Consulting (general); Actuarial; Direct payment from the plan Service code 11 | — | $48K |
| EMPLOYEE CARE OF MVH EIN 31-0537504 NONE | Direct payment from the plan; Other services Service code 49 | — | $37K |
| LUBLIN SUSSMAN GROUP, LLP EIN 34-1087273 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $21K |
| JOHNSON PRINTING NONE | Other services; Direct payment from the plan Service code 49 | 4136 GREEN VALLEY ROAD HUNTINGTON, WV 25701 | $20K |
| ZELIS NETWORK SOLUTIONS, LLC EIN 58-2167964 NONE | Other services; Direct payment from the plan Service code 49 | — | $19K |
| COOPERATIVE REHABILITATIVE SERVICES EIN 34-1455592 NONE | Other services; Direct payment from the plan Service code 49 | — | $18K |
| AMERICAN HEALTH HOLDINGS EIN 31-1368946 NONE | Other services; Direct payment from the plan Service code 49 | — | $17K |
| EUCLID SPECIALTY MANAGERS, LLC NONE | Insurance services; Direct payment from the plan Service code 23 | 380 MAPLE AVE. WEST, SUITE 302 VIENNA, VA 22180 | $15K |
| DOVER PARTNERS EIN 31-1281984 NONE | Investment management fees paid directly by plan; Investment advisory (plan) Service code 27 | — | $13K |
| KEYBANK N.A. EIN 31-0466650 NONE | Direct payment from the plan; Custodial (securities) Service code 19 | — | $10K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,101 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 309 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 1,410 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 1,020 | $60K |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 1,006 | $68K |
| Prescription drug | UNITED HEALTHCARE INSURANCE COMPANY | 207 | $247K |
| Stop-loss / reinsurancereinsurance | THE UNION LABOR LIFE INSURANCE COMPANY | 1,110 | $351K |
| Other | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 1,020 | $60K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,110 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.