No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| ANTHEM INC NONE | Direct payment from the plan; Claims processing; Consulting (general); Recordkeeping and information management (computing, tabulating, data processing, etc.); Other fees; Contract Administrator Service code 12 | P.O.BOX 951254 CLEVELAND, OH 44193 | $611K |
| BENESYS NONE | Direct payment from the plan; Other services; Contract Administrator; Accounting (including auditing) Service code 10 | 700 TOWER DRIVE,SUITE 300 TROY, MI 48098 | $447K |
| CONIFER VALUE BASED CARE LLC EIN 52-1964905 NONE | Direct payment from the plan; Consulting (general) Service code 16 | — | $119K |
| THE JAMES B OSWALD COMPANY NONE | Insurance brokerage commissions and fees; Direct payment from the plan Service code 50 | P.O. BOX 853 WEST CENTER, OH 44251 | $98K |
| LEDBETTER, PARISI, LLC EIN 03-0599899 NONE | Direct payment from the plan; Legal Service code 29 | — | $55K |
| NATIONAL INVESTMENT SERVICES NONE | Direct payment from the plan; Investment management Service code 28 | 777 E WISCONSIN AVE, 235 MILWAUKEE, WI 53202 | $46K |
| BENDA, GRACE, STULZ & COMPANY P.C. EIN 38-2284921 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $34K |
| AMERICAN GRAPHICS PRINTING CO NONE | Copying and duplicating; Direct payment from the plan Service code 36 | 24895 GROESBECK CLINTON TOWNSHIP, MI 48035 | $25K |
| HINGE HEALTH LLC EIN 81-1884841 NONE | Direct payment from the plan; Consulting (general) Service code 16 | — | $16K |
| CUNI, RUST & STRENK EIN 31-1227755 NONE | Actuarial; Direct payment from the plan Service code 11 | — | $11K |
| MERRILL LYNCH NONE | Direct payment from the plan; Investment advisory (plan) Service code 27 | 45000 RIVER RIDGE DR120 CLINTON TOWNSHIP, MI 48038 | $11K |
| US BANK NONE | Custodial (securities); Direct payment from the plan Service code 19 | PO BOX 70870 ST. PAUL, MN 55170 | $8K |
| TUCKER ARENSBERG ATTORNEYS NONE | Direct payment from the plan; Legal Service code 29 | ONE PPG PLACE, SUITE 1500 PITTSBURGH, PA 15222 | $6K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,234 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 232 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,466 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | THE UNION LABOR LIFE INSURANCE COMPANY | 1,466 | $259K |
| Stop-loss / reinsurancereinsurance | GERBER LIFE INSURANCE COMPANY | 1,266 | $1.2M |
| Other | THE UNION LABOR LIFE INSURANCE COMPANY | 1,466 | $259K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,466 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.