No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BENESYS NONE | Contract Administrator Service code 13 | 700 TOWER DRIVE, STE 300 TROY, MI 48098 | $418K |
| VISTA UNDERWRITING PARTNERS, LLC EIN 26-0453562 NONE | Insurance services Service code 23 | 1400 N. PROVIDENCE RD. MEDINA, PA 19063 | $367K |
| UNION LABOR LIFE INSURANCE CO NONE | Insurance services Service code 23 | PO BOX 223809 PITTSBURGH, PA 152512809 | $265K |
| THE JAMES B OSWALD COMPANY NONE | Insurance brokerage commissions and fees Service code 53 | PO BOX 853 WEST CENTER, OH 44251 | $95K |
| BLUE & CO LLC EIN 35-1178661 NONE | Accounting (including auditing) Service code 10 | 813 WEST SECOND STREET SEYMOUR, IN 47274 | $90K |
| NATIONAL INVESTMENT SERVICES NONE | Investment management Service code 28 | 777 E WISCONSIN AVE,S2350 MILWAUKEE, WI 53202 | $40K |
| LEDBETTER PARISI LLC EIN 03-0599899 NONE | Legal Service code 29 | 70 RHOADS CENTER DR, ST B CENTERVILLE, OH 45458 | $28K |
| JOYCE GOLDSTEIN & ASSOCIATES EIN 34-1599328 NONE | Legal Service code 29 | 3080 LAUREL ROAD CLEVELAND, OH 44120 | $25K |
| AMERICAN GRAPHICS PRINTING CO NONE | Copying and duplicating Service code 36 | 24895 GROESBECK CLINTON TWP, MI 48035 | $12K |
| CUNI, RUST & STRENK EIN 31-1227755 NONE | Actuarial Service code 11 | 4555 LAKE FOREST DR, S620 CINCINNATI, OH 45242 | $10K |
| STRATEGIC CAPITAL INVESTMENT ADVISO NONE | Investment advisory (plan) Service code 27 | 700 E BUTTERFIELD RD,S320 LOMBARD, IL 60148 | $9K |
| US BANK NONE | Custodial (securities) Service code 19 | PO BOX 70870 ST PAUL, MN 551709703 | $5K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,291 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 355 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,646 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | THE UNION LABOR LIFE INSURANCE COMPANY | 1,646 | $265K |
| Stop-loss / reinsurancereinsurance | SIRIUS AMERICA INSURANCE COMPANY | 1,161 | $367K |
| Other | THE UNION LABOR LIFE INSURANCE COMPANY | 1,646 | $265K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,646 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.