Filings through .
History & trajectory Charts need 2 or more years. This plan has 10 years on file. Pro shows premium, premium per covered life, covered lives and carrier and broker share for every year.
See pricingTotal premium grew more than 20% over the prior year. The plan is a good candidate to re-shop its carriers.
Broker compensation exceeds 5% of premium. This is a small-plan minimum fee or a costly broker setup that a competing bid can beat.
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.
The Schedule A insurance contracts show who carries the risk, for which benefits and for how many people.
| Carrier | Coverage | Premium |
|---|---|---|
Broker: Mercer Health & Benefits Stop-loss | Stop-loss |
Premium, covered lives, retention, contract number and renewal month for each carrier are on Pro.
See premium, retention and renewal dates for 1 contract with Pro. Pro is free for 7 days and then costs $49 a month.
These benefits are declared on the Form 5500 main form. A ✓ means the benefit also has a Schedule A insurance contract. Without one, plan assets or a Schedule C TPA fund the benefit.
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 7,329 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 94 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 7,423 | Active, retired or separated, and beneficiaries. Dependents are not counted. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Stop-loss / reinsurancereinsurance | WELLPOINT STOP LOSS | 33,348 | $790K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 33,348 | - |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool instead of this filer's headcount. We show the row, but it does not count the people in this plan.
Brokers paid through Schedule A and service providers paid through Schedule C.
| Broker | Commissions |
|---|---|
Carrier: Wellpoint Stop Loss |
Commissions, fees, broker address and the carrier each broker is paid through are on Pro.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| COMMUNITY INSURANCE DBA ANTHEM EIN 31-1440175 NONE | Claims processing; Float revenue; Contract Administrator; Other services; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 12 | — | $5.3M |
| QUANTUM EIN 20-8423895 NONE | Direct payment from the plan; Recordkeeping and information management (computing, tabulating, data processing, etc.); Participant communication; Other services Service code 15 | — | $949K |
| AMERIBEN EIN 82-0497661 NONE | Claims processing; Contract Administrator Service code 12 | — | $870K |
| CAREMARK PHARMACY INC. EIN 05-0340626 NONE | Contract Administrator; Claims processing Service code 12 | — | $544K |
| MERCER EIN 13-2834414 NONE | Consulting (general) Service code 16 | — | $465K |
| GALILEA MEDICAL GROUP, PA EIN 83-2074689 NONE | Other services Service code 49 | — | $451K |
| MEADEN & MOORE EIN 34-1818258 NONE | Accounting (including auditing) Service code 10 | — | $40K |
| BATTELLE MEMORIAL INSTITUTE EIN 31-4379427 PLAN SPONSOR | Plan Administrator Service code 14 | — | $35K |
| CANCERLINK LLC NONE | Consulting (general) Service code 16 | 3700 FISHINGER BOULEVARD HILLIARD, OH 43026 | $22K |
| NORTHERN TRUST CORPORATION EIN 36-2723087 NONE | Custodial (securities) Service code 19 | — | $300 |
This section shows how the plan is funded and what that means for risk.
Welfare charges, retention and retention rate (the carrier margin on this plan) are on Pro.
4 contacts
Phone and email for the actuary are on Pro.
10 filings · 2016 to 2025