No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| UNITED HEALTHCARE INSURANCE CO EIN 36-2739571 UNRELATED | Claims processing; Contract Administrator Service code 12 | — | $10.2M |
| OPTUMHEALTH CARE SOLUTIONS EIN 41-1591944 UNRELATED | Contract Administrator Service code 13 | — | $486K |
| CIGNA EIN 06-0303370 UNRELATED | Contract Administrator; Claims processing Service code 12 | — | $377K |
| AETNA EIN 06-6033492 UNRELATED | Contract Administrator; Claims processing Service code 12 | — | $230K |
| ALIGHT SOLUTIONS, LLC EIN 82-1061233 UNRELATED | Contract Administrator Service code 13 | — | $125K |
| FIRST RECOVERY GROUP (EQUIAN) EIN 27-0083277 UNRELATED | Contract Administrator Service code 13 | — | $119K |
| KPMG, LLP EIN 13-5565207 UNRELATED | Accounting (including auditing) Service code 10 | — | $105K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 27,078 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 494 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 27,572 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(6 contracts, 5 carriers) | KAISER FOUNDATION HEALTH PLANS, INC. | 413 | $4.4M |
| Dental(2 contracts, 2 carriers) | AETNA LIFE INSURANCE COMPANY & AFFILIATES | 1,557 | $3.2M |
| Vision | VISION SERVICE PLAN | 22,183 | $4.7M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 22,183 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.