See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 6 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 9 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| CUSTOM DESIGN BENEFITS, LLC EIN 81-0798821 CLAIMS PROCESSING | Claims processing Service code 12 | — | $71K |
| STRATEGIC EMPLOYEE BENEFITS EIN 31-1127135 BROKER | Insurance agents and brokers Service code 22 | — | $39K |
| MEDICAL MUTUAL OF OHIO EIN 34-0648820 PPO PROVIDER | Insurance services Service code 23 | — | $10K |
| RX RESULTS EIN 26-3233073 RX AUTHORIZATION | Claims processing Service code 12 | — | $7K |
| PAYER COMPASS EIN 46-2047081 CLAIMS REPRICER | Claims processing Service code 12 | — | $3K |
| CURALINC OTHER | Other services Service code 49 | 314 W SUPERIOR ST 601 CHICAGO, IL 60654 | $3K |
| THE PHIA GROUP EIN 46-1439866 OTHER | Other services Service code 49 | — | $2K |
| KROGER OTHER | Other services Service code 49 | 1014 VINE ST CINCINNATI, OH 45202 | $2K |
| MULTIPLAN, INC OTHER | Other services Service code 49 | 115 5TH AVE FL 7 NEW YORK, NY 10003 | $105 |
| ZELIS (GLOBAL CARE) OTHER | Other services Service code 49 | 149 NEWBURY ST, 5TH FL BOSTON, MA 02116 | $83 |
| COMMONWEALTH OF MA OTHER | Other services Service code 49 | 1 ASHBUTON PLACE BOSTON, MA 02108 | $23 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 164 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 164 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | DELTA DENTAL OF OHIO | 317 | $122K |
| Vision | FIDELITY SECURITY LIFE INSURANCE | 109 | $13K |
| Life insurance(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 164 | $25K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 164 | $54K |
| Stop-loss / reinsurancereinsurance | SYMETRA LIFE INSURANCE COMPANY | 130 | $566K |
| Other(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 164 | $25K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 317 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over the prior year. Good candidate for re-shopping the carriers.
Broker compensation exceeds 5% of premium. This is either a small-plan minimum fee or an inefficient broker structure open to a counter-bid.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.