| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MILESTONE BENEFITS AGENCY INC3 Filed as: MILESTONE BENEFITS AGENCY, INC | PO BOX 2038 POWELL, OH 43065 | COMMUNITY INSURANCE COMPANY | $24K | $0 | $24K | 1.68% |
| SHAWN MARQUIS AGENCY INC3 | 425 METRO PLACE N STE 140 DUBLIN, OH 43017 | COMMUNITY INSURANCE COMPANY | $3K | — | $3K | 0.18% |
| MILESTONE BENEFITS AGENCY INC3 Filed as: MILESTONE BENEFITS AGENCY, INC | PO BOX 2038 POWELL, OH 43065 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $8K | $5K | $13K | 6.99% |
| NATIONAL BENEFIT CENTER3 | 6830 COCHRAN RD SOLON, OH 44139 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $2K | $2K | 1.29% |
| MILESTONE BENEFITS AGENCY INC3 | PO BOX 2038 POWELL, OH 43065 | DELTA DENTAL OF OHIO | $4K | $230 | $5K | 4.93% |
| MILESTONE BENEFITS AGENCY INC3 Filed as: MILESTONE BENEFITS AGENCY, INC | PO BOX 2038 POWELL, OH 43065 | VISION SERVICE PLAN | $1K | — | $1K | 5.41% |
| MILESTONE BENEFITS AGENCY INC3 Filed as: MILESTONE BENEFITS AGENCY, INC | PO BOX 2038 POWELL, OH 43065 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $652 | — | $652 | 16.18% |
| AMBER D STEIN3 | 14966 ROBINS RD JOHNSTOWN, OH 43031 | AFLAC | $160 | $0 | $160 | 7.10% |
| MILESTONE BENEFITS AGENCY INC3 | PO BOX 2038 POWELL, OH 43065 | AFLAC | $114 | $0 | $114 | 5.06% |
| ASSURED NEACE LUKENS INS. AGENCY3 Filed as: CHRISTOPHER ALLEN NEECE | 8591 N SPRING CT PICKERINGTON, OH 43147 | AFLAC | $42 | $0 | $42 | 1.86% |
| ADRIENNE ALICE MENCHACA HOLBROOK3 | 413 LILYFIELD LN GALLOWAY, OH 43119 | AFLAC | $40 | $0 | $40 | 1.77% |
| CAMERON CARRILLO3 Filed as: CAMERON D CARRILLO | 5801 WESTCHESTER CT WORTHINGTON, OH 43085 | AFLAC | $24 | $0 | $24 | 1.06% |
| MICHAEL SHAPIRO3 | 214 CRIMSON DR NEWARK, OH 43055 | AFLAC | $22 | $0 | $22 | 0.98% |
| RHONDA W BALL3 | PO 1233 POWELL, OH 43065 | AFLAC | $15 | $0 | $15 | 0.67% |
| LANCE SHNIDER3 Filed as: LANCE V SHNIDER | 6873 NEW ALBANY LINKS DR NEW ALBANY, OH 43054 | AFLAC | $11 | $0 | $11 | 0.49% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: DAVID MERCER | 1885 MINTWOOD COLUMBUS, OH 43229 | AFLAC | $9 | $0 | $9 | 0.40% |
| JOSEPH OMLOR3 Filed as: JOSEPH L OMLOR | 450 W WILSON BRIDGE RD WORTHINGTON, OH 43085 | AFLAC | $9 | $0 | $9 | 0.40% |
| JOSEPH OMLOR3 Filed as: JOSEPH L OMLOR | 6165 NEEDLETAIL RD COLUMBUS, OH 43230 | AFLAC | $7 | $0 | $7 | 0.31% |
| JORDAN LYNN FUNK3 | 917 COUNTY RD 100 N THOMPSONVILLE, IL 62890 | AFLAC | $7 | $0 | $7 | 0.31% |
| QUINN, MEYER & ASSOCIATES3 | 1800 WINCHCOMBE DR DUBLIN, OH 43016 | AFLAC | $6 | $0 | $6 | 0.27% |
| JOSHUA K HOPPE3 | 85076 MAJESTIC WALK CIR FERNANDINA BEACH, FL 32034 | AFLAC | $1 | $0 | $1 | 0.04% |
| RONALD J GRETHEL3 Filed as: RONALD J GRETCHEL | 648 HANNA AVE LOVELAND, OH 45140 | AFLAC | $1 | $0 | $1 | 0.04% |
| SCOTT A SMITH3 | 5300 OAKBROOK PKWY STE 350 NORCROSS, GA 30093 | AFLAC | $1 | $0 | $1 | 0.04% |
| JOHN C RASCHELLA3 | 20521 TAHITIAN BLVD ESTERO, FL 33928 | AFLAC | $1 | $0 | $1 | 0.04% |
| RONALD JAMES STEIN3 | 14966 ROBINS RD JOHNSTOWN, OH 43031 | AFLAC | $1 | $0 | $1 | 0.04% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 175 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 14 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 189 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | COMMUNITY INSURANCE COMPANY | 193 | $1.4M |
| Dental | DELTA DENTAL OF OHIO | 253 | $91K |
| Vision | VISION SERVICE PLAN | 140 | $21K |
| Life insurance | UNITED OF OMAHA LIFE INSURANCE COMPANY | 175 | $181K |
| Short-term disability | AFLAC | 5 | $2K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 175 | $181K |
| Prescription drug | COMMUNITY INSURANCE COMPANY | 193 | $1.4M |
| Other(3 contracts, 3 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 175 | $188K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 253 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.