| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MILESTONE BENEFITS AGENCY INC3 Filed as: MILESTONE BENEFITS AGENCY, INC. | PO BOX 2038 POWELL, OH 43065 | DELTA DENTAL OF OHIO | $4K | $0 | $4K | 5.12% |
| MILESTONE BENEFITS AGENCY INC3 Filed as: MILESTONE BENEFITS AGENCY, INC. | PO BOX 2038 POWELL, OH 43065 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $6K | $3K | $9K | 12.67% |
| MILESTONE BENEFITS AGENCY INC3 Filed as: MILESTONE BENEFITS AGENCY, INC. | PO BOX 2038 POWELL, OH 43065 | VISION SERVICE PLAN | $911 | $0 | $911 | 6.27% |
| MILESTONE BENEFITS AGENCY INC3 Filed as: MILESTONE BENEFITS AGENCY | PO BOX 2038 POWELL, OH 43065 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $2K | $7 | $2K | 16.90% |
| MILESTONE BENEFITS AGENCY INC3 Filed as: MILESTONE BENEFITS AGENCY, INC. | PO BOX 2038 POWELL, OH 43065 | AFLAC | $209 | $0 | $209 | 6.58% |
| AMBER D STEIN3 Filed as: AMBER STEIN | 14966 ROBINS RD JOHNSTOWN, OH 43031 | AFLAC | $168 | $0 | $168 | 5.29% |
| JAMES BURRESS3 | 8755 OGDEN DUNES DR CAMBY, IN 46113 | AFLAC | $43 | $0 | $43 | 1.35% |
| MELODY ANN WRENN3 Filed as: MELODY WRENN | 145 RED WILLOW ROAD STATE COLLEGE, PA 16801 | AFLAC | $41 | $0 | $41 | 1.29% |
| RONALD JAMES STEIN3 Filed as: RONALD STEIN | 14996 ROBINS RD JOHNSTOWN, OH 43031 | AFLAC | $32 | $0 | $32 | 1.01% |
| MICHAEL SHAPIRO3 | PO BOX 302 GRANVILLE, OH 43023 | AFLAC | $20 | $0 | $20 | 0.63% |
| RHONDA BALL3 | PO BOX 1233 POWELL, OH 43065 | AFLAC | $17 | $0 | $17 | 0.54% |
| JOSEPH OMLOR3 | 6165 NEEDLETAIL RD GAHANNA, OH 43230 | AFLAC | $14 | $0 | $14 | 0.44% |
| LANCE SHNIDER3 | 6873 NEW ALBANY LINKS DR NEW ALBANY, OH 43054 | AFLAC | $13 | $0 | $13 | 0.41% |
| DOUGLAS BECK3 | 3763 RED DEER TRL BROOMFIELD, CO 80020 | AFLAC | $8 | $0 | $8 | 0.25% |
| QUINN, MEYER & ASSOCIATES3 | 10800 WINCHCOMBE DR DUBLIN, OH 43016 | AFLAC | $7 | $0 | $7 | 0.22% |
| JORDAN FUNK3 | 917 COUNTY ROAD 100 N DUBLIN, OH 43016 | AFLAC | $6 | $0 | $6 | 0.19% |
| HARE AND ASSOCIATES LLC3 | 6324 TARTON FIELDS LN MASON, OH 45040 | AFLAC | $2 | $0 | $2 | 0.06% |
| SCOTT A SMITH3 Filed as: SCOTT SMITH | 5300 OAKBROOK PKWY STE 350 NORCROSS, GA 30093 | AFLAC | $1 | $0 | $1 | 0.03% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 151 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 8 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 159 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | DELTA DENTAL OF OHIO | 185 | $75K |
| Vision | VISION SERVICE PLAN | 108 | $15K |
| Life insurance | UNITED OF OMAHA LIFE INSURANCE COMPANY | 151 | $73K |
| Short-term disability | AFLAC | 5 | $3K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 151 | $73K |
| Other(2 contracts, 2 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 16 | $17K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 185 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.