| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MILESTONE BENEFITS AGENCY INC3 Filed as: MILESTONE BENEFITS AGENCY, INC. | PO BOX 2038 POWELL, OH 43065 | DELTA DENTAL OF OHIO | $4K | $0 | $4K | 4.70% |
| MILESTONE BENEFITS AGENCY INC3 Filed as: MILESTONE BENEFITS AGENCY, INC. | PO BOX 2038 POWELL, OH 43065 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $6K | $4K | $9K | 15.80% |
| MILESTONE BENEFITS AGENCY INC3 Filed as: MILESTONE BENEFITS AGENCY, INC. | PO BOX 2038 POWELL, OH 43065 | VISION SERVICE PLAN | $958 | $0 | $958 | 6.05% |
| MILESTONE BENEFITS AGENCY INC3 Filed as: MILESTONE BENEFITS AGENCY, INC. | PO BOX 2038 POWELL, OH 43065 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $2K | $0 | $2K | 14.88% |
| JAMES BURRESS3 | 8755 OGDEN DUNES DR CAMBY, IN 46113 | AFLAC | $176 | $0 | $176 | 6.19% |
| MILESTONE BENEFITS AGENCY INC3 Filed as: MILESTONE BENEFITS AGENCY, INC. | PO BOX 2038 POWELL, OH 43065 | AFLAC | $136 | $0 | $136 | 4.79% |
| RONALD JAMES STEIN3 Filed as: RONALD STEIN | 14966 ROBINS RD JOHNSTOWN, OH 43031 | AFLAC | $32 | $0 | $32 | 1.13% |
| MICHAEL SHAPIRO3 | PO BOX 302 GRANVILLE, OH 43023 | AFLAC | $25 | $0 | $25 | 0.88% |
| RHONDA BALL3 | PO BOX 1233 POWELL, OH 43065 | AFLAC | $22 | $0 | $22 | 0.77% |
| AMANDA E WEST3 Filed as: AMANDA WEST | 1609 S 525 E MARION, IN 46953 | AFLAC | $21 | $0 | $21 | 0.74% |
| JOSEPH OMLOR3 | 6165 NEEDLETAIL RD GAHANNA, OH 43230 | AFLAC | $18 | $0 | $18 | 0.63% |
| MELODY ANN WRENN3 Filed as: MELODY WRENN | 145 RED WILLOW ROAD STATE COLLEGE, PA 16801 | AFLAC | $18 | $0 | $18 | 0.63% |
| LANCE SHNIDER3 | 6873 NEW ALBANY LINKS DR NEW ALBANY, OH 43054 | AFLAC | $16 | $0 | $16 | 0.56% |
| QUINN, MEYER & ASSOCIATES3 | 1080 WINCHCOMBE DR DUBLIN, OH 43016 | AFLAC | $9 | $0 | $9 | 0.32% |
| JORDAN FUNK3 | 917 COUNTY ROAD 100 N THOMPSONVILLE, IL 62890 | AFLAC | $8 | $0 | $8 | 0.28% |
| HARE AND ASSOCIATES LLC3 | 6324 TARTON FIELDS LN MASON, OH 45040 | AFLAC | $1 | $0 | $1 | 0.04% |
| SCOTT A SMITH3 Filed as: SCOTT SMITH | 5300 OAKBROOK PKWY STE 300 NORCROSS, GA 30093 | AFLAC | $1 | $0 | $1 | 0.04% |
| MARKUS MUELLER3 | 633 NE MUSKRAT RUN PORT ST LUCIE, FL 34983 | AFLAC | $0 | $0 | $0 | 0.00% |
| JOSHUA K HOPPE3 Filed as: JOSHUA HOPPE | 580 WHITE PLAINS RD STE 115 TARRYTOWN, NY 10591 | AFLAC | $0 | $0 | $0 | 0.00% |
| RONALD J GRETHEL3 Filed as: RONALD GRETHEL | 648 HANNA AVE LOVELAND, OH 45140 | AFLAC | $0 | $0 | $0 | 0.00% |
| JOHN C RASCHELLA3 Filed as: JOHN RASCHELLA | 20301 GRD OAK SH BLVD #118-32 ESTERO, FL 33928 | AFLAC | $0 | $0 | $0 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 168 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 8 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 176 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | DELTA DENTAL OF OHIO | 210 | $82K |
| Vision | VISION SERVICE PLAN | 116 | $16K |
| Life insurance | UNITED OF OMAHA LIFE INSURANCE COMPANY | 168 | $59K |
| Short-term disability | AFLAC | 3 | $3K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 168 | $59K |
| Other(2 contracts, 2 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 15 | $17K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 210 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.