| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| SBR SERVICES LLC3 | 2300 WINDY RIDGE PKWY STE 695S ATLANTA, GA 30339 | SUN LIFE ASSURANCE COMPANY OF CANADA | $24K | — | $24K | 5.00% |
| SECOND ACT BENEFITS INC3 Filed as: SECOND ACT BENEFITS | 424 WARDS CORNER RD, STE 120 CINCINNATI, OH 45140 | SUPERIOR DENTAL CARE | $5K | $8K | $13K | 13.28% |
| PATRIOT GROWTH INSURANCE SERVICES3 Filed as: PATRIOT GROWTH INSURANCE DBA STRATE | 424 WARDS CORNER RD, STE 120 CINCINNATI, OH 45140 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $6K | — | $6K | 10.00% |
| PATRIOT GROWTH INSURANCE SERVICES3 Filed as: PATRIOT GROWTH INSURANCE DBA STRATE | 424 WARDS CORNER RD, STE 120 CINCINNATI, OH 45140 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $5K | $5K | 7.73% |
| GI GENERAL PARENT LP3 | 501 OFFICE CENTER DR, STE 215 FORT WASHINGTON, PA 19034 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $1K | $1K | 2.21% |
| PATRIOT GROWTH INSURANCE SERVICES3 Filed as: PATRIOT GROWTH INSURANCE DBA STRATE | 424 WARDS CORNER RD, STE 120 LOVELAND, OH 45140 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $4K | — | $4K | 10.00% |
| PATRIOT GROWTH INSURANCE SERVICES3 Filed as: PATRIOT GROWTH INSURANCE DBA STRATE | 424 WARDS CORNER RD, STE 120 LOVELAND, OH 45140 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $3K | $3K | 6.75% |
| GI GENERAL PARENT LP3 | 501 OFFICE CENTER DR, STE 215 FORT WASHINGTON, PA 19034 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $839 | $839 | 1.93% |
| PATRIOT GROWTH INSURANCE SERVICES3 Filed as: PATRIOT GROWTH INSURANCE DBA STRATE | 424 WARDS CORNER RD, STE 120 LOVELAND, OH 45140 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | — | $3K | 9.31% |
| PATRIOT GROWTH INSURANCE SERVICES3 Filed as: PATRIOT GROWTH INSURANCE DBA STRATE | 424 WARDS CORNER RD, STE 120 LOVELAND, OH 45140 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $2K | $2K | 6.83% |
| GI GENERAL PARENT LP3 | 501 OFFICE CENTER DR, STE 215 FORT WASHINGTON, PA 19034 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $696 | $696 | 1.95% |
| PATRIOT GROWTH INSURANCE SERVICES3 Filed as: PATRIOT GROWTH INSURANCE DBA STRATE | 424 WARDS CORNER RD, STE 120 LOVELAND, OH 45140 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $4K | — | $4K | 15.00% |
| PATRIOT GROWTH INSURANCE SERVICES3 Filed as: PATRIOT GROWTH INSURANCE DBA STRATE | 424 WARDS CORNER RD, STE 120 LOVELAND, OH 45140 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $2K | $2K | 7.07% |
| GI GENERAL PARENT LP3 | 501 OFFICE CENTER DR, STE 215 FORT WASHINGTON, PA 19034 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $475 | $475 | 2.02% |
| STRATEGIC BENEFITS OF CINCINNATI3 | 424 WARDS CORNER RD, STE 120 CINCINNATI, OH 45140 | EYE MED | $2K | — | $2K | 9.98% |
| PATRIOT GROWTH INSURANCE SERVICES3 Filed as: PATRIOT GROWTH INSURANCE DBA STRATE | 424 WARDS CORNER RD, STE 120 LOVELAND, OH 45140 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | — | $2K | 15.00% |
| PATRIOT GROWTH INSURANCE SERVICES3 Filed as: PATRIOT GROWTH INSURANCE DBA STRATE | 424 WARDS CORNER RD, STE 120 LOVELAND, OH 45140 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $742 | $742 | 6.29% |
| GI GENERAL PARENT LP3 | 501 OFFICE CENTER DR, STE 215 FORT WASHINGTON, PA 19034 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $212 | $212 | 1.80% |
| PATRIOT GROWTH INSURANCE SERVICES3 Filed as: PATRIOT GROWTH INSURANCE DBA STRATE | 424 WARDS CORNER RD, STE 120 LOVELAND, OH 45140 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | — | $1K | 15.00% |
| PATRIOT GROWTH INSURANCE SERVICES3 Filed as: PATRIOT GROWTH INSURANCE DBA STRATE | 424 WARDS CORNER RD, STE 120 LOVELAND, OH 45140 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $581 | $581 | 6.37% |
| GI GENERAL PARENT LP3 | 501 OFFICE CENTER DR, STE 215 FORT WASHINGTON, PA 19034 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $166 | $166 | 1.82% |
| PATRIOT GROWTH INSURANCE SERVICES3 Filed as: PATRIOT GROWTH INSURANCE DBA STRATE | 424 WARDS CORNER RD, STE 120 CINCINNATI, OH 45140 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $718 | — | $718 | 10.00% |
| PATRIOT GROWTH INSURANCE SERVICES3 Filed as: PATRIOT GROWTH INSURANCE DBA STRATE | 424 WARDS CORNER RD, STE 120 CINCINNATI, OH 45140 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $433 | $433 | 6.03% |
| GI GENERAL PARENT LP3 | 501 OFFICE CENTER DR, STE 215 FORT WASHINGTON, PA 19034 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $124 | $124 | 1.73% |
| STRATEGIC BENEFITS OF CINCINNATI3 | 424 WARDS CORNER RD, STE 120 LOVELAND, OH 45140 | EYE MED | $11 | — | $11 | 6.04% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 343 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 343 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | SUN LIFE ASSURANCE COMPANY OF CANADA | 178 | $487K |
| Dental | SUPERIOR DENTAL CARE | 343 | $98K |
| Vision(2 contracts) | EYE MED | 321 | $21K |
| Life insurance | UNITED OF OMAHA LIFE INSURANCE COMPANY | 224 | $36K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 68 | $24K |
| Long-term disability(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 138 | $51K |
| Stop-loss / reinsurancereinsurance | SUN LIFE ASSURANCE COMPANY OF CANADA | 178 | $487K |
| Other(5 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 224 | $129K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 343 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.