| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| SBR SERVICES LLC3 | 2300 WINDY RIDGE PKWY STE 695S ATLANTA, GA 30339 | SYMETRA LIFE INSURANCE COMPANY | — | $42K | $42K | 8.40% |
| STRATEGIC BENEFITS OF CINCINNATI3 | 424 WARDS CORNER RD, STE 120 CINCINNATI, OH 45140 | SUPERIOR DENTAL CARE | $5K | — | $5K | 5.56% |
| STRATEGIC BENEFITS OF CINCINNATI3 | 424 WARDS CORNER RD, STE 120 CINCINNATI, OH 45140 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $7K | — | $7K | 10.00% |
| STRATEGIC BENEFITS OF CINCINNATI3 | 424 WARDS CORNER RD, STE 120 CINCINNATI, OH 45140 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $5K | $5K | 7.12% |
| PATRIOT GROWTH INSURANCE SERVICES3 Filed as: PATRIOT GROWTH INSURANCE | 501 OFFICE CENTER DR, STE 215 FORT WASHINGTON, PA 19034 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $2K | $2K | 2.37% |
| PATRIOT GROWTH INSURANCE SERVICES3 Filed as: PATRIOT GROWTH INSURANCE DBA STRATE | 424 WARDS CORNER RD, STE 120 LOVELAND, OH 45140 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $4K | — | $4K | 10.00% |
| STRATEGIC BENEFITS OF CINCINNATI3 | 424 WARDS CORNER RD, STE 120 LOVELAND, OH 45140 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $3K | $3K | 6.47% |
| PATRIOT GROWTH INSURANCE SERVICES3 Filed as: PATRIOT GROWTH INSURANCE | 501 OFFICE CENTER DR, STE 215 FORT WASHINGTON, PA 19034 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $909 | $909 | 2.16% |
| STRATEGIC BENEFITS OF CINCINNATI3 | 424 WARDS CORNER RD, STE 120 LOVELAND, OH 45140 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | — | $3K | 9.30% |
| STRATEGIC BENEFITS OF CINCINNATI3 | 424 WARDS CORNER RD, STE 120 LOVELAND, OH 45140 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $2K | $2K | 6.49% |
| PATRIOT GROWTH INSURANCE SERVICES3 Filed as: PATRIOT GROWTH INSURANCE | 501 OFFICE CENTER DR, STE 215 FORT WASHINGTON, PA 19034 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $755 | $755 | 2.16% |
| STRATEGIC BENEFITS OF CINCINNATI3 | 424 WARDS CORNER RD, STE 120 LOVELAND, OH 45140 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $4K | — | $4K | 15.00% |
| STRATEGIC BENEFITS OF CINCINNATI3 | 424 WARDS CORNER RD, STE 120 LOVELAND, OH 45140 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $1K | $1K | 5.95% |
| PATRIOT GROWTH INSURANCE SERVICES3 Filed as: PATRIOT GROWTH INSURANCE | 501 OFFICE CENTER DR, STE 215 FORT WASHINGTON, PA 19034 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $472 | $472 | 1.98% |
| STRATEGIC BENEFITS OF CINCINNATI3 | 424 WARDS CORNER RD, STE 120 CINCINNATI, OH 45140 | EYE MED | $2K | — | $2K | 9.97% |
| STRATEGIC BENEFITS OF CINCINNATI3 | 424 WARDS CORNER RD, STE 120 LOVELAND, OH 45140 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | — | $2K | 15.00% |
| STRATEGIC BENEFITS OF CINCINNATI3 | 424 WARDS CORNER RD, STE 120 LOVELAND, OH 45140 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $775 | $775 | 7.32% |
| PATRIOT GROWTH INSURANCE SERVICES3 Filed as: PATRIOT GROWTH INSURANCE | 501 OFFICE CENTER DR, STE 215 FORT WASHINGTON, PA 19034 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $258 | $258 | 2.44% |
| STRATEGIC BENEFITS OF CINCINNATI3 | 424 WARDS CORNER RD, STE 120 LOVELAND, OH 45140 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | — | $1K | 15.00% |
| STRATEGIC BENEFITS OF CINCINNATI3 | 424 WARDS CORNER RD, STE 120 LOVELAND, OH 45140 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $580 | $580 | 6.97% |
| PATRIOT GROWTH INSURANCE SERVICES3 Filed as: PATRIOT GROWTH INSURANCE | 501 OFFICE CENTER DR, STE 215 FORT WASHINGTON, PA 19034 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $193 | $193 | 2.32% |
| STRATEGIC BENEFITS OF CINCINNATI3 | 424 WARDS CORNER RD, STE 120 CINCINNATI, OH 45140 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $595 | — | $595 | 10.00% |
| STRATEGIC BENEFITS OF CINCINNATI3 | 424 WARDS CORNER RD, STE 120 CINCINNATI, OH 45140 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $361 | $361 | 6.07% |
| PATRIOT GROWTH INSURANCE SERVICES3 Filed as: PATRIOT GROWTH INSURANCE | 501 OFFICE CENTER DR, STE 215 FORT WASHINGTON, PA 19034 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $120 | $120 | 2.02% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 339 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 339 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | SYMETRA LIFE INSURANCE COMPANY | 174 | $497K |
| Dental | SUPERIOR DENTAL CARE | 339 | $89K |
| Vision | EYE MED | 319 | $21K |
| Life insurance | UNITED OF OMAHA LIFE INSURANCE COMPANY | 216 | $35K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 61 | $24K |
| Long-term disability(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 130 | $48K |
| Stop-loss / reinsurancereinsurance | SYMETRA LIFE INSURANCE COMPANY | 174 | $497K |
| Other(5 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 216 | $133K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 339 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.